What does a woman mean if she says she wants to start off as friends first?

Obviously I could take this literally, but that's never a good idea with women - they say one thing, but there's often a hidden meaning behind what they say. So I'm coming to asktrp to find out.

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I opened a conversation with a woman on OkCupid who liked me. Amazingly she is a white woman who lives near me - this is quite rare in itself, because I usually get nothing from women in my country on OkCupid.

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She's 34, I'm 27. So she's probably at the wall/close to the wall. Her exact words were "it's worth starting at friendship and seeing where things go :)".

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She also said before that "I'm looking for a relationship but I'm not diving right in".

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What does this mean? She sees me as some beta chump provider to settle down with, or something else?