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Sorry about puking here, but lately everything financial has been going wrong with my life, and i feel like i can't deal with it anymore, First my small business is a car wash, and has been rain season during the last two months, was able to open 18 days in the las 2 months, and between rent, salaries, taxes, accountant, lawyer plus a costly repair from some water damage i been losing a lot of money. As a back up i found a job 10 hours from my house and i had to stay with a friend, money is very good but hours are long and i have stay 1-2 weeks at a time, my friend has been having problems with his wife and i might need to find a place to , to make matters worse i lost my fucking work permit, and that means i have to reapply, and might not get it approved again. This has severe consequences and the income im making is needed to pay the debts my business got during january-february, everytime i get a dime, is gone in a couple of hours. My fucking phone died, and can't afford a new one, because my friend is having problems with his wife i no longer have wifi, have to to a mcdonalds to get internet, so basically i'm uncommunicated most of the day, when i get out of work basically i have to be alone all day long, cant even make a phone call, i just keep enough money for gas and cheapest food i can get, everything else i use it to pay debts. MAIN PROBLEM: Now that i lost my work permit im able to work until march 22, after that it might be a couple of months i won't be able to work.

My wife is managing the business while im gone but she isn't very good at it, she makes her best effort but it just isn't the same, i feel so fucking frustrated and stupid, i just can't deal with it anymore, been having thoughts of getting a life insurance and have an accident, sex life is awesome, but financial life is killing me, i feel like i can never rest one day, when i go home after working 1-2 weeks of 12-16 hours shifts, i have to go and work on my business, if i want to stay home i can't rest because i'm thinking of how much money i need.

Sorry about puking like this is just that i can't deal with life anymore.

Context: Im in Mexico, so a small business like mine makes $80-150 US per day, gas is US $4 per gallon, the work i got is making me about $80 per day ( a very good wage down here)


[–]MrChad_ThundercockBig Red Machine13 points14 points  (0 children) | Copy Link

“been having thoughts of getting a life insurance and have an accident”

Call the suicide hotline number to get help. Seriously.

So you gambled opening a small business -without knowing shit- and lost. Now, you’re blaming your wife, politics, the president, the permitting department, slow internet at McDonald’s, and a piece of shit cell phone.

Reduce your expenses and get a job faggot.

[–]red-sfpplusHard Core Red10 points11 points  (0 children) | Copy Link

and i feel like i can't deal with it anymore

As someone who held a gun to his head once in his life - I will not bust your small balls like everyone else.

Go to /r/SuicideWatch/ and talk to people if you need to.


In the United States

National Suicide Prevention Lifeline: 1-800-273-8255 (TALK) Veterans press 1 to reach specialised support.

(The older number, 1-800-SUICIDE, is no longer published by the lifeline agency and will probably stop working in the near future.)

Online Chat: http://chat.suicidepreventionlifeline.org/GetHelp/LifelineChat.aspx

Crisis Text Line: Text "START" to 741-741

Youth-Specific services (voice/text/chat/email) from the Boys' Town National Hotline: http://www.yourlifeyourvoice.org/Pages/ways-to-get-help.aspx

Spanish: 1-800-SUICIDA


Run the assessment risk against yourself:

https://www.reddit.com/r/SWResources/comments/1c7nqf/worried_about_someone_who_may_be_suicidal_heres/


Find a mental hospital in your area and check yourself in.

Be honest about medication and drug use to your doctors and stop drug use if possible.

Beyond that, once the suicide risk is mitigated, then I will tell you are a faggot for XYZ reasons.


Edit:

been having thoughts of getting a life insurance and have an accident

This will never work, I thought the same. Nearly every insurance policy has at least a two year bake in period where they will perform an investigation into your death/accident before payout.

[–]helaughsinhidden8 points9 points  (3 children) | Copy Link

I had a business fail once. Best thing that ever happened to me, so congratulations!

You sure God isn't trying to tell you something and you aren't listening?

Either way, problems always seem bigger than they are. During this time, which I've been through myself, you need to remain STOIC. You should have an unshakable frame. Your leadership dictates how she sees the situation too, so be a great leader.

Another positive, a lot of low quality women would bolt at the first signs of trouble, but she's running things for you? Try being grateful! Thank her, maybe she's a good wife after all and without the business going south, you'd never have known.

Phone died? Ask your wife send nudes to your gmail or upload to google drive so you can see them later when you get online.

This has all been fun, but why are you posting in r/askMRP ?

[–]turbospeedsc[S] 2 points3 points  (1 child) | Copy Link

I can sell it and after all debts are paid, i may be able to keep about US $6k.

last 2 years have been very difficult for myself and my business, i was into politics and the party im in lost, the new president is very radical and basically everyone of us who had middle and upwards offices are "banned" from working in the government, business don't want us were like the plague, thats why this job is so important for me and osing a little piece of plastic that allowed me to get a decent income, makes me feel awful.

But the business part sounds right, i may need to sell it and start all over.

[–]Dialerstring1 point2 points  (0 children) | Copy Link

Keep frame..I’m not a financial advisor but I’d sell that shitty car wash before I let my family “sleep in the street.” Also keep frame and lead your family through this, no matter how shitty it gets.

[–][deleted] 5 points6 points  (0 children) | Copy Link

Only real advice in this thread.

[–]resolutions3167 points8 points  (0 children) | Copy Link

Implement an “unlimited car wash” subscription plan.

Figure out the average amount of car washes per client.

Price the sub slightly higher than that costs.

Offer premium subs with more amenities.

= recurring revenue to cover rainy weeks.

[–]johneyapocalypseThe one that says "Bad Motherfucker"4 points5 points  (6 children) | Copy Link

Sorry about puking like this is just that i can't deal with life anymore.

Time to end it all and check out then.

After all, those are nearly-insurmountable problems. Christ.

No phone calls? Cheapest food?

Man, you've got it tough.

Edit. No wifi. And the dudes who stormed normandy thought they had it rough.

[–]turbospeedsc[S] 0 points1 point  (5 children) | Copy Link

is not the thing i'm going thru, i the consequences of it, if it dont get enough money to pay my business debts im going to lose it, which means no more income, MAIN PROBLEM: lost my work permit, means i can't work probably during months , can barely afford the work permit fee again, which i might no get approved, if i lose my business most jobs in México pay 10-20 US a day, which can get my homeless in a couple of months, my expenses are about us $1000 per month

[–]johneyapocalypseThe one that says "Bad Motherfucker"10 points11 points  (4 children) | Copy Link

Based on your prior posts you are 34. You're a fucking young man.

My first three businesses - perhaps four depending on whether you'd consider one of them a separate business or not - all failed:

  • The first failed spectacularly. Down the proverbial drain it went, along with my confidence, sense of self-worth, college degree, and hundreds of thousands of dollars I did not have.

  • The second failed only slightly less spectacularly, alongside my first marriage, my home, any remaining money I had re-earned, my two dogs, and the remnants of my self-worth, which had only just begun to heal.

  • The third (and quasi-fourth if considered separate) failed rather regularly. Nothing amazing.

I was very young when the first imploded, and like any "kid" was so wrapped up in myself that of course it represented the actual (not figurative) end of the world - or so I thought.

Yet the world did not end.

By the time of the last failure, I was only a few years younger than you are now. In other words, young.

Still, the world did not end.

Since then there have been four new companies and the proverbial tides have turned.

You talk about consequences.

The consequences are for you exactly what they were for me and what they are for anyone else.

Life isn't meant to be easy.

You can lose everything.

And I did. More than once.

And the world did not end.

The thing is, dude, you can lose much more than just everything... at least the everything you perceive to be your everything.

You see, after things turned around for me, I was diagnosed with a terrible disease - that one disease everyone fears and hopes to avoid.

I could have given up and quit, too. And there were plenty of times when I told myself I couldn't handle it. But handle it I did.

I dramatically changed my life and lifestyle, pinning all my hopes on one scientific study that called for draconian self-control, an obsessive diet, and insanely healthy eating and living habits that would make a monk proud; and, I stayed as healthy as possible for many, many years, running my companies and sometimes thriving while other times fucking wondering, but always generally appreciating what I had in life.

Until I felt it - that fucking hard-ass lump - next to my balls of course. The irony.

That day the awful disease morphed into a 10/10 "you are fucked" nightmare where I had little chance to live, let alone thrive or survive.

I definitely could have given up then. I sure as hell told myself I couldn't handle what was coming.

But give up I did not and handle it I did.

I demanded the harshest fucking treatment possible - it nearly killed me - a nonstop 24/7 infusion of liquid hell - it was awful - requiring over 100 trips to the hospital - 1/3rd of the time living alone in an apartment to spare my children - countless fucked-up scans - and nearly 10 surgeries - some of 'em downright gruesome and not fit for print.

But guess what, fucker?

I made it through those too.

And the world still has not ended.


I get it regarding the work permit, the mention of Mexico, and the disparity in pay here versus there. That's a tough set of circumstances. I'm from an area of the country where both (1) there are many immigrants, both legal and illegal, and (2) many (or most) of us don't look down on them. I certainly fucking don't.

I understand your circumstances are tough.

But what you need to understand is that it's your metal - what you have inside - your grit - that counts... not these challenging circumstances, the next challenging circumstances, or the next ones after that.

You're a lot tougher than you give yourself credit for being. Find that toughness dude. Whining, bemoaning your bad luck, and generally being a pansy-ass isn't going to help anyone. Butch up and get through this.

Believe in yourself.

I'm fucking telling you, bro, those three words are the key to everything: fucking life, fucking the universe, and fucking everything... believe in yourself.

[–][deleted] 1 point2 points  (1 child) | Copy Link

I’d give you a gold if it wasn’t a complete waste of money.

[–]weakandsensitive1 point2 points  (0 children) | Copy Link

Maybe he can suggest a charity for you to donate to.

[–]FereallyRedHard Core Red0 points1 point  (0 children) | Copy Link

Nice.

[–]cholomiteMod / BP Downvote Magnet5 points6 points  (0 children) | Copy Link

Your ancestors, who are physically, basically the same as you, used to live in the woods and sleep on sticks and eat whatever they were fast enough to catch.

I know the world is a different place but why don't you start small and quit being such a dramatic little bitch about everything. Grow a pair, accept that life isn't always easy and just keep moving forward. Somewhere out there is a guy who will be sleeping in a gutter tonight but have more money than both of us in 5 years. You're too short sighted, life is long and is full of challenges, it was never supposed to be easy.

[–]JudgeDoom691 point2 points  (0 children) | Copy Link

You're doing what you think you need to do to support your family. BUT a sure-fire way to ruin your marriage is to turn it into a long-distance relationship.

You've lost your work permit, so it's time to go home and run your car wash. Rainy season is over so business will pick up now. Get rid of the accountant and lawyer, that is needless overhead that you can do for yourself.

Money will come and go, like the tide coming in and going out. Right now it's low tide. Continue to work hard and lead your household. The tide always comes back in.

[–]BurnedRemains0 points1 point  (0 children) | Copy Link

Dude... What in the fuck. Stop trying to maintain shit that is obviously not working. Get two fucking jobs and keep working at least 60 hours a week preferably 80 or more. If money is the sole reason you aren't happy, make more money. Simple.

[–]RPeed0 points1 point  (0 children) | Copy Link

Keep it clean bro: no drinking, no smoking meth. You don’t sound like you have the time to get high on the reg but seriously a vice can be the straw that breaks the camel’s back. Do not add one into the mix.

[–]screechhaterRed Beret0 points1 point  (0 children) | Copy Link

Seriouly need to sell off and move on, or get a good paying job in your hometown if possible and let the car wash do its thing as a side gig.

Or, sell the fucker off and chalk up the experience

I have 20 guys on my payroll. It’s a real bitch at times, but you got to stay focused. Offing myself is honestly, pointless. I know what you are going through, and in an attempt not to dox myself, with your working on this side and living there, you hav e to look at this as true learning experience

The wife only needs to operate the business as per your company standards. The standards that you set to make money. She also needs to work. Homestly. Both work. Don’t live off that thing right now

[–]jdogworld0 points1 point  (0 children) | Copy Link

Keep your head up man and plow forward. No other choice. It will get better. Don’t always agree with the tough love here but agree with much of the advice. The subscription idea mentioned on the car wash is a great idea...

[–]The_LitzRed Beret0 points1 point  (0 children) | Copy Link

I am chiming in a bit late, but here is my 2c worth.

I am a landlord. I want to fill space. I shit bricks when a tenant wants to 'talk'. I want my tenants to run successful businesses. I share the shit out of their promotions and specials on Facebook etc.

Go talk to your landlord, chances are you can come to some sort of arrangement. Even offer him a part share of the business if you have to. Many guys fail because they don't ask for help.

Stay strong brother.

[–]RedPillCoach0 points1 point  (0 children) | Copy Link

I have a client right now who has not had sex with his wife in 3 years.

I have another client right now whose brother, father, and sister died in the same week. The following week his wife walked out on him and their 15 year marriage.

As a lawyer I had a client who was made a paraplegic by an uninsured drunk driver. I was only able to get him a $20,000.00 settlement. His wife walked out on him after taking the money and left him. He tried to kill himself and was in the hospital for months. He is a teacher today.

None of what you describe is permanent. You are young. You have extensive experience operating a business. You have got this long term. For the short term work on a plan forward and start plugging away. I bet you can get things wrapped up and back on track in less than 6 months.

[–]oplock0 points1 point  (0 children) | Copy Link

Sounds like a severe lack of planning, rain season comes every fucking year right? Is this your first year running a car wash?

Life's hard shit man, and you want to get a life insurance plan,then have an accident to escape ~60 days of known difficulty in your industry? Sounds like you only have focus on the short game. IDK anything about what a work permit does in Mexico but it sounds like you are focused on your misery and the negative aspects of the immediate situation that you have no long term plan for your life.

[–]Redpillbrigade17-2 points-1 points  (0 children) | Copy Link

Hahahahaha you forget it could be a lot worse.

You can kill a man, but you can't kill an idea.

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