A covert contract is when you do things with the expectation of something in return, without the other person's understanding that it's a two-way arrangement.
It leads to horrible resentment because you come across as needy and rarely get what you want.
But almost all "nice guys" do it. I did. When they say, "I love you," in order to get that response back it's a covert contract. When they act needy, giving physical affection or buy gifts in hopes of buying affection in return, that's a covert contract.
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