Older red pill guys. What do you reckon a man in his 20s should aim for by 30-35?

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September 12, 2019
62 upvotes
/r/asktrp/comments/d34e87/older_red_pill_guys_what_do_you_reckon_a_man_in/


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Title Older red pill guys. What do you reckon a man in his 20s should aim for by 30-35?
Author Haytch1234
Upvotes 62
Comments 97
Date 12 September 2019 07:26 AM UTC (1 year ago)
Subreddit askTRP
Link https://theredarchive.com/post/252954
Original Link https://old.reddit.com/r/asktrp/comments/d34e87/older_red_pill_guys_what_do_you_reckon_a_man_in/
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[–]Blackhawk2479169 points170 points  (36 children) | Copy

  • Own your own place in a good city
  • Make good money, preferably run your own business
  • Have a portfolio of smart investments that will pay off later in life
  • Be muscular and healthy, including eating well
  • Be excellent in multiple non-work related areas, I’m polymusical for instance
  • Be well-travelled, appreciate other cultures

[–]BusterVadge24 points25 points  (5 children) | Copy

Great list! I cannot stress how important eating right and exercising is. I look at least 10 years younger because I've always taken care of my body. Now that I've been lifting for a couple of years, I'm muscular and get checked out all the time.

The guys who were in my circle of friends in school are all fat, out of shape and OLD looking. This is the difference between and "old" man and an "older" man.

[–]PandaLitter0 points1 point  (4 children) | Copy

What do you do to eat healthy and stay in shape?

[–]BusterVadge1 point2 points  (3 children) | Copy

I cut out all sugar, try to hit my protein and fat macros. I don't count carbs but I would take a wild guess that I eat less than 30g of carbs a day.

My workout is all lifting, no cardio. I started with SL 5x5, went to PHAT, now doing PHUL. I move between PHAT and PHUL depending on whether bulking or cutting, and I've modified those programs a little to accommodate my needs. (For example, my knees can't handle leg extensions, so I do a front squat or hack squats to hit the quads instead). On my rest days I throw some yoga in if I'm really sore.

[–]PandaLitter0 points1 point  (1 child) | Copy

Why no cardio? I get that you can look good without it but what about cardiovascular health?

Do you track calories to the gram?

[–]BusterVadge0 points1 point  (0 children) | Copy

According to my fitbit, my heart rate stays just as high during a 1.5 hour workout as it does jogging at a steady pace, so I've got my cardiovascular health covered.

I used to use food tracking apps to track calories but now I don't do that at all. Only my macros. I do IF all the time and let the scale and my bf% tell me if I'm eating too much or too little. Counting calories wasn't getting me anywhere, as I would always eat too much or too little. Now I listen to my body and pay close attention to the scale and my bodyfat percentage.

[–]OlderRedBrother0 points1 point  (0 children) | Copy

So no sugar no flour really, but what about fruit? Do you place limits on fruit?

[–]Haytch1234[S] 5 points6 points  (14 children) | Copy

What business do you run?

[–]Blackhawk247914 points15 points  (13 children) | Copy

I don’t - yet - but I’m in the process of starting a consultancy with a handful of current and ex-colleagues.

I’m 39 for reference.

[–]Haytch1234[S] 7 points8 points  (12 children) | Copy

Nice. Good luck.

Im 27 and feel like im running out of time to be honest. Ive saved some money and have fitness and game dialled but need to sort a career path out. Its the only aspect I feel lost on but eventually I would want to monetise what ai do and have a business

[–]FlyingSexistPig18 points19 points  (5 children) | Copy

I'm nearly 50. You're not running out of time.

[–]DirtyNuke6 points7 points  (1 child) | Copy

I'm over 60. You're not either

[–]FlyingSexistPig1 point2 points  (0 children) | Copy

I hear that. There's so much to do! I finally dropped my last girlfriend. So very happy now. And so much to do to fill my days!

[–]Haytch1234[S] 0 points1 point  (1 child) | Copy

Its reassuring. Its probably my way of thinking of reaching certain goals by a certain age? I have so many goals I would love to reach to be honest. Im literally working towards them right now at the expense of a big social life because of the value and importance I place on big goals.

[–]FlyingSexistPig7 points8 points  (0 children) | Copy

Keep working towards those goals and don't get distracted by video games and women. There will always be more women if you're a successful man. And there will always be more video games.

Social life has two aspects: you having fun, and you meeting people and making meaningful connections with them. It's important to make meaningful connections with other people.

[–]i-am-the-prize0 points1 point  (0 children) | Copy

yup, nearly 50 and he's got plenty of time. but nothing like the present Haytch1234, get on with it :)

[–]Blackhawk24798 points9 points  (0 children) | Copy

Thanks.

You’re definitely not running out of time - I was nowhere at 27, came a long, long way in the last 5 or so years. That said, there’s no time like the present to get your ducks in a row.

[–]TRP VanguardHumanSockPuppet8 points9 points  (0 children) | Copy

If you're not dead, then it's not too late.

[–]rpgedgar1 point2 points  (0 children) | Copy

I'm 36 and started my business when I was 30. You have plenty of time, especially with all of the resources out there making it easier these days.

[–]Final_Pantasy0 points1 point  (0 children) | Copy

I started RP around 29. 31 now. We both have plenty of time.

[–]black-cattle0 points1 point  (0 children) | Copy

The average millionaire in America acquired the wealth in their 40s. Dont wait for that. Go something now.

Edit. Spelling

[–]Truedemocracy53 points4 points  (2 children) | Copy

Any ideas for owning own business? I feel you can’t truly be fulfilled until escaping the corporate rat race.

I’m late 20s and starting to invest in rental properties. It’s important for me to have diversified cash flow streams. But the starting business component is a little more challenging

[–]Blackhawk24793 points4 points  (1 child) | Copy

Having a good portfolio of properties to rent is effectively having your own business, but diversification is a great strategy. It depends on what you’re currently earning a living as, and your skillset.

I agree with the rat race comment, but it is a means to end in some regards. I won’t go into details with what industry I’m in, but my aforementioned colleagues and I have built up good reputations and good relationships with many of our corporate clients, so it’s less of a stretch to walk away from your paymasters and take clients with you in that situation.

Being a contractor that can work outside IR35 (I’m in the UK) is also a good starting point - you essentially setup a limited company for yourself then work as a contractor for someone else. There are HMRC rules around not being considered an employee of that somebody else, but if you’re capable of commanding day rates of ~£500, you’re basically looking at salary equivalents of £100k+ a year with the tax benefits.

[–]Truedemocracy51 point2 points  (0 children) | Copy

Would love to scale the real estate piece more, but it’s very capital intensive for rentals. My method has been rotating owner occupied loans for a year (can get in at 4% down) and building that way, but you need a lot of property to replace an income

Though I have other side projects / businesses I’m trying to work on as well. Biggest limitation is time. Wish I did this sooner in life but feel if I stay down this path until 35 can really have some financial flexibility. Career pays well but I have no intention of doing the corporate politics game, so know upper management isn’t in the cards.

[–]RPthrowaway1231 point2 points  (0 children) | Copy

Owning my own place might actually be one of the harder ones on the list there. I'm 27 and still renting...places in a good city are especially nuts on price sometimes too. At least, places that I won't be spending every weekend for years repairing lol.

[–]no_shepherd1 point2 points  (0 children) | Copy

this has been one of the best pieces of advice for a goal to aim for that i’ve ever saw on reddit, thanks man.

[–]drakehfh0 points1 point  (0 children) | Copy

Can you give some investments advice?

[–]Godmode22290 points1 point  (6 children) | Copy

I agree with all of this except the land ownership. From a financial perspective, it's not all it's cracked up to be, at least where I live. Also, the lifestyle of home ownership is a hassle I don't care to put up with. Would rather pay the rent and leave those problems to the landlord.

[–]Haytch1234[S] 0 points1 point  (5 children) | Copy

What would you invest in? Shares? index funds?

[–]Godmode22290 points1 point  (4 children) | Copy

At that age? Probably 70% index funds or etfs, 10% cryptocurrency, and 20% new companies in disruptive industries or technologies (cannabis companies in Canada, medical startups in India, VR startups, etc).

[–]Haytch1234[S] 0 points1 point  (3 children) | Copy

I have about 60,000 saved. Do you reckon putting it away in index funds at 27 is a good idea?

[–]Godmode22291 point2 points  (2 children) | Copy

Got any need for it in the next 5-6 years?

If not, then sure! If you think you might need it at all, probably not all of it. There's a recession coming. Might be tomorrow, might be 3 years from now, but expect the indices to drop a good 20-40% in the next few years.

Check out the financial independence subreddits and the Trinity study to learn more about how index funds are (almost) the only investing tool you need, along with patience

[–]Haytch1234[S] 0 points1 point  (1 child) | Copy

I have no need for it. I saved that money in 2 years purely for investment purposes. Real estate is out of the picture now due to high housing prices where I live ( Sydney, Australia).

[–]Godmode22290 points1 point  (0 children) | Copy

Real Estate requires a lot more time and energy than a good index investing strategy, which is why I shy away from it. Also concentration risk.

Yeah. Toss it in a couple different indices. Get a global portfolio. Double check your local tax laws and tax advantaged accounts to get maximal benefits

[–]Father-Of-None0 points1 point  (1 child) | Copy

I’m a 19 year old and I’m thinking whether or not I want to dedicate a portion of my life in construction and building on from there. I have an idea after I build a reputation and that would be investing in the stock market. Overall I just need advise on how to play my cards and if college is even worth the grind.

[–]Haytch1234[S] 0 points1 point  (0 children) | Copy

I was looking at construction aswell as its booming in australia. I dont know where you live but I reckon if you do a builders license and having a building company would be good

[–]javascript_dev36 points37 points  (7 children) | Copy

I'm 33 and my suggestions are:

  • Keep your life relatively lean. Flexibility is worth more than the various forms of cruft out there
  • The 3 key pillars to a good life are: Health, Wealth, Relationships. These are objectively proven and inarguable
  • Personally I add Charity and Self Examination to this list. Charity seems to build the sense of inner morale, and development towards a greater good better than any regular type of hobby. Self Examination is the tool I use to ensure I'm staying sharp where it counts and making consistent progress.

[–]Haytch1234[S] 2 points3 points  (6 children) | Copy

I agree with flexibility. After working 2 jobs across 6 days a week to make lots of money and save for my first houdr deposit I feel like the novelty of making money has worn off abit. Especially because its a job I hate. I would like to rather invest in myself and learn skills to increasing earning capacity with the same or less work. Also , the more autonomy I can have in the role then the better. I also sold my car to minimise expenses. I live near the station and use public transport. I find having no car is one less major burden to worry about and helps with saving.

What do you do if you dont mind me asking ?

[–]javascript_dev3 points4 points  (5 children) | Copy

I'm a web developer, it's a good profession (really all STEM fields are)

[–]Kaz__Kaan 1 points [recovered]  (4 children) | Copy

Currently in IT. How did you get into webdev?

I’m pretty solid on html and css at the moment

[–]VaN__Darkholme2 points3 points  (0 children) | Copy

I’m pretty solid on html and css at the moment

Those are not going to get you hired for any dev positions. Even web designers need a lot more skills than those two. For any web dev, good javaScript knowledge is paramount.

Watch this through for the whole 42 minutes. You will get a general sense of what modern web dev is like. If you have any questions, PM me or post on r slash webdev, r slash cscareerquestions .
I am self taught web dev in college (CS major) and I did 2 internships this year. And I didn't spend a single buck for learning. Since is web dev is a relatively easy path to learn/teach, there are like a bazillion courses looking to yoink your money. Be careful.

[–]KaiSmashSmashSawmash-1 points0 points  (0 children) | Copy

You have some personal projects and you apply

[–]Senior EndorsedVasiliyZaitzev21 points22 points  (1 child) | Copy

Life After 30: How to be an Old Guy

Really, if you read my "CorporateLand" series on the sidebar from top to bottom you're going to find a wealth of information that you will find useful as you get older.

[–]caius1003 points4 points  (0 children) | Copy

Uncle Vasiliy never dissapoints

[–]marcus8crassus9 points10 points  (8 children) | Copy

Not older red pill guy, but thought I would share my thoughts. In my mid to late 20s. Although I wanted to give you my perspective, I’m curious what these older guys think of my plan.

A man who puts in the work will begin reaching the upper echelons of his earning potential by mid-30s. My goal is to pay off debt, invest money, and build up equity in a house. The plan is to start looking for investment opportunities, such as real estate. And then just continue spinning plates who are in their young to mid-20s.

After getting into the early 40s, look for a woman who is wifey material if I haven’t already found one. Although I’m also open to staying single, I’ve always wanted kids. If I get married, get a prenup of course. And just continue investing and growing my wealth. By the time I get into my 50s, have enough to FIRE, not lean but full on FIRE. Get some land somewhere if I don’t already have it and enjoy fishing and hunting while my money makes me money. Find a chick who likes to do that and just enjoy the rest of my life.

[–]Haytch1234[S] 0 points1 point  (4 children) | Copy

Sounds good . Only thing I lack is a career path which is my focus now until 30-35. Im saving money for real estate but its too expensive where I live ( Sydney, Australia). I think the best investment is yourself to increase your earning potential. I eventually want a kid or two aswell.

Where do you live and what do you do?

[–]marcus8crassus 1 points [recovered]  (1 child) | Copy

LCOL area in southwest US. Finishing up PhD right now looking for jobs in industry. Typical range is 125-175k depending on area of the country. Could also go into academia but pay is less and the opportunities to increase my income are low (although consulting is possible). Wouldn’t mind working in industry for 10 years and stacking, also getting some stock.

My plan is to find a job a market where the money will be better, like Chicago, San Fran or Denver and continue living frugally. Check out FIRE and leanFIRE communities on reddit, lots of good knowledge for investing and growing wealth where you can retire early enough to enjoy your money.

[–][deleted] 1 point2 points  (0 children) | Copy

We are in the same boat. 25, Sydney also, work in finance as an analyst. Doing my CFA 1 in June 2020. My goal is to just keep expanding my mind, filling it with as much meaninful info as possible. End goal is to set up an investment fund that consistently beats the market with no BS and due diligent research. Been lifting 8 years and 1 year muay thai. Learn to be alone and excel at what you're passionate about. My headspace used to be that "theres so much to do an learn and such little time, im already 25 and theres dumb fuks way ahead of me in my industry" to now being "you constantly need to improve and provide the world with your best self, never be complacent and keep moving forward".

Goodluck saving in Sydney if u want to enjoy life. I dont go out clubbing or drinking or get on the bags, while the vast majority of my social circle love it. Focus on your goal, learn to be alone, save your money and reap the benefits in your 30s. Thats my plan dude.

[–]AloofusMaximus0 points1 point  (0 children) | Copy

I agree with the above. If RE is absurdly expensive in your area, relocate if possible. If you can find a way to do what's called house hacking (buying a property that's either multi unit, or take on roommates) is a decent way to get started.

I'm going the fixer upper route, learning to be handy is an absolutely valuable skill set.

Work hard now pay down debt and bank as much as possible. You can still have fun, but incorporate that into your budget. Working extra (especially if you get OT) offers a disproportionately good return for time invested.

[–]Twenty_league_boots0 points1 point  (0 children) | Copy

Good post, but fyi, a prenup doesn't mean shit.

[–]curvedbymykind0 points1 point  (1 child) | Copy

Aren’t there a lot of drawbacks to having kids after age 40?

[–]Haytch1234[S] 0 points1 point  (0 children) | Copy

My dad was 42 when my brother was born. There are so many familes I actually know that had kids abit later. I think the risk is more significant when a woman starts to go beyond 35 but Im not sure for men.

[–]shouldergirdle3 points4 points  (6 children) | Copy

If you are in your 20s this is what you should be doing:

1) working out, maintain good diet - this is a lifelong habit

2) Living situation - rent don't buy. You need to be mobile so you can easily pursue opportunities and not be tied down by location (a house and mortgage). Buy a house once you get married.

3) relationship - spin plates or multiple LTRs until peak SMV 35 to 40 yrs. Again, stay mobile don't get tied down. Don't get anyone pregnant. Women will suck the ambition out of you. You will need this ambition for your career. See below.

4) Finances - start saving money, learn to control you wants so you don't spend on stupid stuff, learn and practice investing.

5) Career- This is the big question that a lot of you are asking. Ideally, you want to end up in a high paying position or owning a lucrative business. It does not matter one bit what field you are in. All fields and industries have their share of millionaires. During your 20s and early 30s I consider this the training period. This is when a man starts working and starts to learn how things work. Regardless of what industry you are in, learn EVERYTHING that there is to learn about your job, your company, your industry, your competitors, your products and services, FUCKING EVERYTHING. Work your ass off, all the fucking time. Become a worldwide expert in your little piece of the business world. Create value for your employer, chase opportunity, knowledge and experience. If you do this, you will grind out a millionaire income and lifestyle. This is how most rich people become rich. Most of us are not pro athletes or pop stars. Most of us will not invent the iphone. Most of us will be plumbers, electricians, accountants, i.e. Mike Rowe dirty job guys. The trick is to set yourself up to be the owner of a plumbing company with 100 employees and not the plumber. This is done everyday by people. But it is only done by the most ambitious, prepared and hardest working. You don't fall into success. Also, the work and grinding comes first, success comes much later. The world is FULL of opportunity. But there is a real shortage of people willing to do the work to capitalize on the opportunity.

[–]Truedemocracy51 point2 points  (3 children) | Copy

Partially disagree on the renting not owning piece

Own is key - but not for yourself. One of the best financial decisions I made when younger was buying multi family units and having other people pay your mortgage off for you + cash flow

It’s a decent amount of headache but if done right you’re building equity in a 6 figure asset for “free”

[–]shouldergirdle3 points4 points  (2 children) | Copy

A man with a stable job with lots of spare time and the right skill set, such as a teacher or fireman, can amass a small fortune in real estate. I have seen this done many times. Buy some rental properties, spend weekends dealing with them, rinse and repeat. 30 years later you have $10 million in assets. Very doable.

[–]Truedemocracy50 points1 point  (1 child) | Copy

How do you get financing to buy properties though. The owner occupied method is cheap but time intensive unless you commit fraud

[–]shouldergirdle1 point2 points  (0 children) | Copy

Please refer to point #5. Work your ass off and learn EVERYTHING that there is to learn about your area of focus. I'm talking about a worldwide knowledge leader, not just "familiar with the topic area". Once you do this, you will know where to get the financing and not have to rely on the sweaty, hairy internet guy in his basement to tell you.

[–]red6pill0 points1 point  (1 child) | Copy

Once you get married??

[–]shouldergirdle1 point2 points  (0 children) | Copy

Don't get married. But if you do, HOLD FRAME.

[–]sebastianconcept1 point2 points  (0 children) | Copy

Build more muscle than you are thinking (natural growth is best). Keep savings, make a portfolio. Stay single with no kids. Nurture intellect. Never fall for self-victimisms / marxism (listen to ex-communists if you need to) Be redpilled of course. Find a purpose, keep reviewing from time to time (being an aficionado to philosophy makes extra points on this one) Learn to cook, it will be very useful to diet and yet do tasty food to improve shape and looks and rise your SMV with women when you call them for dates at your place

[–]FlyingSexistPig1 point2 points  (12 children) | Copy

Meet people and make friends. Treat people better than they deserve.

Be excellent. This starts with you and your body. Go to the gym and adopt a diet that keeps your body fat at around 8% or lower.

edit: I've been corrected by people who probably know better than me.

[–]That_Deaf_Guy4 points5 points  (1 child) | Copy

I'm sorry, 8% or lower? Bodybuilders don't even stay at 8% or lower year round. Feel free to scrutinise me if I'm wrong.

[–]Twenty_league_boots0 points1 point  (0 children) | Copy

[–]Truedemocracy52 points3 points  (4 children) | Copy

8% lmao what???

Not very healthy or sustainable. Especially if you’re trying to gain muscle. Keeping it between 10% - 15% (on bulk) much better

[–]Twenty_league_boots0 points1 point  (3 children) | Copy

Bullshit, 7-10% is optimal and not difficult to maintain. Many athletes do. I've been in that range for 20 years. Absolutely no reason to ever be above 10%. This article, by a bodybuilder, discusses it very clearly.

https://www.t-nation.com/training/truth-about-bulking

[–]Haytch1234[S] 1 point2 points  (1 child) | Copy

10-12% is the optimal range for testosterone levels.

[–]Twenty_league_boots0 points1 point  (0 children) | Copy

I'm gonna have to ask for your source on that.

[–]Truedemocracy50 points1 point  (0 children) | Copy

Majority of athletes have more body fat than that, and saying it isn’t difficult is ridiculous. It’s a major life commitment, don’t downplay it

[–]SerialATA_Killer4 points5 points  (1 child) | Copy

Jesus christ 8% body fat lmao... the casual "ripped" dude is like 10-15% bf. 8% is like dudes on the cover of fitness magazines.

[–]Twenty_league_boots0 points1 point  (0 children) | Copy

Lmfao at thinking "ripped" is 10-15%. You don't even start to look lean until 10%.

[–]Haytch1234[S] 0 points1 point  (1 child) | Copy

Whats your view on career choices? Do you think big money is more important or job flexibility/ work life balance ( Assuming you had to pick one or the other)?

[–]FlyingSexistPig3 points4 points  (0 children) | Copy

Big money has one very important line: fuck you money. This is when you own your house, own your car, have no long-term debt and have enough investment money coming in that all your household bills (power, gas, taxes, trash, sewer, food, etc.) all can get paid for out of the income from the investment.

If you have fuck-you money, then when you're in a job situation that's untenable (e.g. your boss is a scam artist, and it's ruining your good name), you can say, "fuck you" and walk away from it.

After you have fuck-you money, more money lets you do more fun things, and that's great. But if you spend all your time making that money (and you're not having fun with it), then it's no longer worth it.

The one thing that you don't really get more of is time.

[–]Twenty_league_boots0 points1 point  (0 children) | Copy

No, they don't know better than you, 8% is an excellent body fat level to maintain. Read the article I linked to.

[–]rpgedgar0 points1 point  (2 children) | Copy

Running your own business, which means starting NOW. Take a business/finance class at a local college, find a mentor, and take on one client. From there you can lay the groundwork to handle the growth when it happens.

[–]Haytch1234[S] 0 points1 point  (1 child) | Copy

What do you reckon is a lucrative field for business?

[–]rpgedgar1 point2 points  (0 children) | Copy

I wouldn't start by asking that question. First make a list of what you want to do, and what you're good at. It doesn't matter what the field is - if you are better than most, you'll make money. I'm an accountant, and I once had a client who made costumes for furries. Her work was so popular, she was getting nearly $3k per suit, and enough people were buying them that she had upwards of a year waiting time to fulfill orders.

I'm a big fan of getting into fields that will have repeat business. Hair will always grow back, yearly taxed need to be filed, homes/cars are in constant need of repair, etc. It's not glamorous, but less people are getting into physical trades, and those who are in them now are retiring or getting too old to be productive - somebody will need to fill those positions.

[–]andyturbo2000 1 points [recovered]  (1 child) | Copy

Totally agree with travel. I know some pretty successful people who don't travel because a) they don't see the value and b) they would rather spend their money on a flat screen TV. Each to their own, however these people seem pretty stunted to me. People who don't travel are just plain odd.

[–]Haytch1234[S] 1 point2 points  (0 children) | Copy

I think having a house paid off is key. If you have a home paid off l would think you can afford to take more financial risks and not put up with a shit job/boss and still not risk becoming homeless.

[–]Sylvester_Sterone0 points1 point  (0 children) | Copy

Have 10+ years of lifting experience

[–]onionknightofknee0 points1 point  (8 children) | Copy

I'm 35.

get rich. get valuable skillset that pays well or start your own business. Make your time valuable.

dont spend money on things that don't matter like fancy cars when you are cash poor. your body is your asset, keep it fit and take care of it. i would trade everything i have to be physically 18 again. Don't under appreciate what you have by focusing on what you don't.

spend money on travel > it's enjoyable and it expands your mind.

value your time properly.

[–]Haytch1234[S] 0 points1 point  (7 children) | Copy

What skill set do you have? I agree with everything you said pretty much

[–]onionknightofknee0 points1 point  (6 children) | Copy

real estate.

read bigger pockets.

[–]Haytch1234[S] 0 points1 point  (5 children) | Copy

Do you agree with idea you should travel young or you reckon to travel when you have abit more cash?

[–]onionknightofknee1 point2 points  (4 children) | Copy

the thing, travel is investment in yourself. While you're young its the best thing to spend money on because it's an education. not a waste.

If i were single, i would live with roommates but choose them very carefully.

meet people and socialize. These aren't a waste of time. try to hang around smart people and do your own studying to makeyourself smart. listen to freakonomics and npr money podcasts.

fancy cars, clothes, watches, nice place, hats all that stupid shit people buy (especially if they are poor). some girls fall for that stuff but they are easy enough to come buy.

read on minimalism..

when i say value your time. look at what you spend your time in the week. 10hrs commuting, tyr to cut that down.

[–]Haytch1234[S] 0 points1 point  (3 children) | Copy

I would say the only thing I havent yet done is travel. Im saving money for my first property and trying to research on skill sets. So far have 50K I want to put into index funds

[–]onionknightofknee0 points1 point  (2 children) | Copy

want to put? you should have had them constantly in a vanguard index fund.

i'm pretty rich and never have more than 10k in cash in a checking account.

have you studied real estate from pros yet? dont' listen to ignorant laymen.

travel is pretty cheap, look at hostel rates all around europe. If you don't have a great job right now, its the best time. later when you're making $250/hour+ travel becomes a lot more expensive to take time off work.

[–]Haytch1234[S] 0 points1 point  (1 child) | Copy

What index funds do you use?

[–]onionknightofknee0 points1 point  (0 children) | Copy

i named one already. you can research yourself.

[–]Bruchibre-4 points-3 points  (6 children) | Copy

N-count > 30, a couple of non recognized kids running here and there, no official kid, some long term investment (real estate, stocks).

[–]Haytch1234[S] 0 points1 point  (1 child) | Copy

What do you reckon about career? What do you do?

[–]Bruchibre2 points3 points  (0 children) | Copy

As of now I'm 36 and work abroad as an executive in an IT company, doing business development. Without saying "become entrepreneur, make millions" by 35 you should have your finances sorted, save money, and have figured out your career path.

[–]SerialATA_Killer0 points1 point  (1 child) | Copy

This is a dumb reply and I think you're dumb too.

[–]Bruchibre0 points1 point  (0 children) | Copy

You are dumb if you took it too seriously

[–]_taeyeon 1 points [recovered]  (1 child) | Copy

Wow you really on the internet bragging about having multiple abandoned kids......

[–]Bruchibre0 points1 point  (0 children) | Copy

I don't have any. It was kind of a joke.

[–][deleted] -1 points0 points  (1 child) | Copy

Bahhhh, bahhh.

Ffs, live your own life. Set your own goals and work hard & smart to achieve them. One man's dream might be another's nightmare.

Reported for being unhelpful. Please read the sidebar and use this forum for more productive questions. Thank you.

[–]Haytch1234[S] 2 points3 points  (0 children) | Copy

Ok drama queen.



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