Mid-sex she says “you can cum inside me. I have an IUD”

The rule of course is to always be the one in control of birth control but ive always ignored it when they say “cum inside me” due to obvious paranoia.

How often, if ever, do you cum inside these chicks? Or does it depend on their status with you (Plate,FWB, LTR)?

Seems to risky to me or am i just being paranoid?