I wasnt planning to unload any more problems on you guys until my 60 day plan was up, but I have reached an important decision I'd like the group's thought on.

Some time ago I'd told my wife I'd let her have a portion of our tax return above a certain amount (should it be that high) to spend on new couches. We dont need new couches but she wants them because she is redecorating the house of course.

Between then and now we found out my son is not going to get accepted into the kindergarten we expected, which was going to result in a reduction of our current monthly expenditures (private preschool). We agree we do not trust the public schools in our city (particularly the one we are zoned for) so we are either homeschooling or sending him to private school in the meantime (not planning on this being a permanent fix). Neither of us are keen on homeschooling, but the private school is a stretch financially.

So I completed our taxes and we are going to get above the threshold I mentioned her. But, I have decided we are going to spend the tax return on our sons private school tuition, instead of new couches.

This, of course, has caused my wife to lose her shit. She says we can still afford it and buy the couches. Which is technically true, but would be a stretch and I dont want to do it. She says several times that she is just going to buy them anyway so I just need to deal with it.

She says its not fair, I get to do what I want... I basically it doesnt matter if its fair, the finances are under my control, its my decision and this is what I'm choosing. She reiterates she is going to buy them anyway.

Here's mt question: She has a lot of freedom financially. And she is generally very trustworthy and makes good decisions. She pays somebills, and grocery shops for the family a lot, and can take care of other neededexpenses for the kids. Should I essentially cut her off, take her off my checking account? I can open a new account for her, and put money in there each month for groceries, etc. Basically cutting her off from access to our money. This will cause her to hate me forever, I'm sure. Should I wait to see if she actually pulls the trigger on the couches before I "punish" her in this way? As I mentioned, she has been generally trustworthy and helpful with her access to our account.