The baggage thing is huge. As far as looks go, aside from a drop in skin quality theres not a lot different between a 20 year old and a 40 year old that takes care of herself
I dated a former runway model who dressed like a hippy. No makeup, no hair care. Still got stares everywhere she went. Still got "damn guy" comments from jealous dudes. Beauty is genetic. True beauty costs nothing to maintain. Most people dont have it. Im not interested in those people.