janiepsu1991 Archive

Upvotes	Title	Category	Author	Subreddit	Date (UTC)

Upvotes	Comment on	Subreddit	Date (UTC)
9	I am currently starting over in life and would like advice. Famous last words	/r/Divorce_Men	28/11/22 09:10 PM
3	Separated for a year and she still hasn't done anything to be financially independent. I am a woman. My boyfriend’s ex still lives off his alimony 4.5 years later. Don’t wait. They will never become financially independent	/r/Divorce_Men	22/10/22 04:41 PM
4	The Entitlement You will find out when you go to court. Affairs don’t matter. Abilities don’t matter. All that matters is that you agreed to support her in the past by paying all of her bills. Alimony is privatized welfare. You will get screwed most likely. The courts don’t care how you survive. She will continue doing whatever she did and you will get the luxury of giving her half your money. She isn’t wrong. It’s sucks!!!!	/r/Divorce_Men	31/08/22 07:44 PM
1	The Entitlement Because unfortunately she is probably right.	/r/Divorce_Men	31/08/22 04:11 PM
2	What surprise financial aspects of divorce did you figure out when it was too late? Well the part that stood out to me when he was unemployed was that if they were still married her income would have suffered as well. So it’s truly punitive when the person who pays alimony loses money through a job loss but the person who receives it does not.	/r/Divorce_Men	30/08/22 08:06 PM
2	What surprise financial aspects of divorce did you figure out when it was too late? That’s crazy. At least in my state it is only 1/3 the length of the marriage. As far as modifications go, I have never heard of anyone successfully getting their alimony reduced. My friend pays his ex $4k a month as well. He lost his job last year for 6 months. His ex threatened to take his 401k. The alimony basically went on hold while he was unemployed. But now he is paying it back with interest even though he got a lower paying job. Also he has no chance of retiring until his alimony is finis…	/r/Divorce_Men	30/08/22 06:33 PM
2	What surprise financial aspects of divorce did you figure out when it was too late? You make the calculations using the present value of an annuity calculator. What is the value today of $4,000 a month for 20 years at 8% interest. The present value is around $488,000. So her lump sum up front payment should be equal to this. Then you could argue that since she gets the money upfront it holds other advantages to her like it’s guaranteed, she can remarry, she can invest it, she doesn’t have to worry about you losing your job etc. For that reason it should be discounted even more.…	/r/Divorce_Men	30/08/22 06:27 PM
2	What surprise financial aspects of divorce did you figure out when it was too late? present value of an annuity	/r/Divorce_Men	30/08/22 06:20 PM
1	What surprise financial aspects of divorce did you figure out when it was too late? If you do go the alimony role make sure to spell out what happens if you lose your job, become disabled, want to retire etc. If you don’t you will be paying her out of the assets you split. I’m adamantly against alimony. It’s indentured servitude and you are basically in debt to this person for a long time.	/r/Divorce_Men	30/08/22 04:49 PM
1	What surprise financial aspects of divorce did you figure out when it was too late? I cut a deal with my ex that if he took the money upfront it was basically half. So definitely don’t offer her the entire alimony amount. Look at the present value of a $4000 a month revenue stream for twenty years. I just calculated it and at 8% interest it is worth about $500,000. Reduce that by the advantages to both of you to be uncoupled. She can remarry or do whatever she wants now. Shit if she was smart and invested the money she would have $1.2 million in 20 years if you gave her $400k.	/r/Divorce_Men	30/08/22 04:33 PM
2	What surprise financial aspects of divorce did you figure out when it was too late? I would suggest giving her the majority of the assets in exchange for no alimony. Being financially tied to someone for 20 years is a nightmare. You are never truly divorced. I know it sucks to basically start over but psychologically it’s the best thing. A few years from now you will really start to hate paying her. It will handcuff you for the next 20 years. You can’t take any job you want, you can’t retire, and it will affect any future relationship. Women aren’t keen to date someone supporti…	/r/Divorce_Men	30/08/22 04:13 PM
2	Last Alimony Payment My son’s friend’s dad made a post on Facebook inviting everyone he knew to an all day barbecue to celebrate his last alimony payment. His ex cheated on him with multiple men and was a nurse but since he was a lawyer he got slammed. She also left him with four teenagers. He posted a bunch of pics of the event and he looked so happy. It was a big party and I’m sure she knew about it and was pissed. I was genuinely happy for him.	/r/Divorce_Men	23/08/22 05:31 PM
1	STBXW - stay at home mom, what should I do with the house after divorce? Holy hell. You need a better attorney. How long were you married? Those percentages are insane. How long are you on the hook for that?	/r/Divorce_Men	25/07/22 04:57 PM
9	Alimony Reduction in California My friend’s ex is still living off his alimony 4 years later. She will never work. They have adult children as well. She got the marital home and he lives in an apartment. It’s basically indentured servitude. He is killing himself working long hours while she pays tennis and day drinks. How is this possible???	/r/Divorce_Men	18/05/22 10:18 PM
1	Moving out pre divorce and figuring out how to budget… In Pennsylvania they don’t care what your expenses are. Alimony is a percentage of your income. Between alimony and child support estimate you will be giving her half of your income. Build your budget around that. If it’s less, you will be happy. Don’t just give her the house. As you can see you need somewhere to live as well. Sell the house, pay off all debts and you both get new places. The other thing to remember is giving up the house also puts you at a disadvantage with your children. They …	/r/Divorce_Men	15/05/22 07:09 PM
2	Is (permanent) alimony still a huge problem? My boyfriend is a high earner. When he got divorced 4 years ago, his ex got the house and he got all the debts including thousands she had charged on credit cards. He also got stuck with all the lawyer fees. He pays her 45% of his gross income in alimony for 7 years. She was a SAHM even though their children were adults. Due to the length of the marriage and her not working, he was slammed. She still doesn’t work and I doubt she ever will. He recently lost his job and is having a hard time findi…	/r/MensRights	09/02/22 06:55 PM
2	Alimony and Child Custody/Support in Michigan By “allowing” her to not work for 16 years, you set the precedent that you are her financial supporter. Alimony is basically privatized welfare. It is to prevent the lower earning spouse from needing government assistance. The Court can not and will not force her to get a job. Your best outcome would be for the court to impute her wages at full time minimum wage. You will definitely owe her alimony. You could offer her more of the assets to offset it but you are not getting out of it unless she …	/r/Divorce_Men	26/01/22 06:04 PM
1	Long Term Marriage in California How long do you have to pay her? Alimony is basically indentured servitude. If she is awarded enough to live off there is no economic incentive for her to ever work. If she received half the assets at the time of the divorce, there should be an end date for the alimony (although I’ve read California has lifetime alimony). The system is messed up and so slanted to these leeches.	/r/Divorce_Men	10/01/22 03:45 PM
1	Can your income be imputed if you retire early (PA) I was divorced in 2018 so for my ex it would have been taxable. Also remember every year you are married will cost you 4 months of alimony and retirement age is 67. Before that you aren’t allowed to retire and quit paying alimony. Alimony is basically indentured servitude so if you are going to do it, do it now.	/r/Divorce_Men	09/06/21 10:03 PM
1	Can your income be imputed if you retire early (PA) In PA alimony is generally 1/3 of the length of the marriage so you would have to pay for 6 years. I estimate alimony + child support would be about 45-50% of your income. When your son graduates, alimony will be about 32%. I went through a divorce with an umemployed spouse and similar net worth. My ex fortunately agreed to take a lump sum which was about half the alimony he would have received over 7 years. But it was also after tax. Alimony is taxable. He had a girlfriend who moved in the day …	/r/Divorce_Men	08/06/21 08:37 PM
2	Time bomb Of course she wants one or she wouldn’t be divorcing you.	/r/Divorce_Men	19/05/21 12:52 AM