Just my piece of advice...

If you want freedom and wealth:

  1. Every month, top up your long-term investment accounts (REITs, Funds, XRP, etc.)
  2. Get solid financial education outside Uni. Research regularly so that you buy and hold appreciating assets.
  3. Avoid buying goods that depreciate over time
  4. Go to the gym / keep fit
  5. Rent modest accommodation
  6. Learn highly valued professional stuff every day
  7. Pay cash for everything, no loans, no mortgages ever
  8. Dedicate your time to only high-valued professional activities and work hard
  9. Be minimalist in everything
  10. Avoid women, children, animals, institutionalized social activities, alcohol, drugs, politics, religion and smoking
  11. Treat yourself with a nice meal at home or a walk by the beach
  12. Build your own business

If you prefer the rat's race and being a slave your entire life:

  1. Get married
  2. Have kids
  3. Have pets
  4. Get a house mortgage
  5. Get a loan and buy a new car
  6. Use credit cards
  7. Get a student loan or take a masters degree
  8. Get a life insurance
  9. Donate to charities, get involved in social institutions and local community groups. Support your politicians with your time, energy and financially.
  10. Spend holidays abroad
  11. Live for other people, involve yourself with everyone, and seek their validation
  12. Watch TV at least 1 hour a day
  13. Watch sports and support your club
  14. Smoke or vape
  15. Pay a visit to the liquor store or spend your free time at the bar with your friends
  16. Go to church, read the Bible regularly, contemplate Jesus Christ and pray before going to bed. Believe in God and be sure that He will look after you and the other sheep under the Sun. Be humble and pitiful and believe in every children's story you're told.
  17. Spend your weekends taking care of your house and refurbishing your in-law's house
  18. Buy the next iPhone model
  19. Update your Facebook, Instagram, Twitter, Pinterest, etc.
  20. Read novels you buy at Walmart and watch the latest movies
  21. Avoid cooking at home
  22. Have breakfast at Starbucks
  23. Create a list of anniversaries, birthdays and other children celebrations and make sure you participate
  24. Learn to play a musical instrument or learn how to draw
  25. Say "Yes, Honey"