In this day I think every man should have them if he is going to engage in sexual activity with a woman. When I was growing up you had to drag a woman you didn't know into the bushes and take her. Today a woman can change her mind about consent and have you charged with rape 20 years later! She is pissed, you made it in life and she didn't even if she was the one that dumped you. We all talk about saving up "fuck you" money in case our employers get to over bearing with their demands. We never talk about this aspect of our survival. Personally, I'm not fucking so I don't have to worry about it. But that doesn't stop a cunt who doesn't like me from making an accusation just to watch me dance. I think every man needs to put at least 15k in a CD for legal defense, and for going after her in civil court to recoup the losses to defend himself. It's a dangerous world today. When I was young my dick was rock hard. If I was young today, thinking about "what if" scenarios. I doubt I could get it up.