I’m 18. My colleagues and I were talking about the future. I mentioned how I’ve got a credit card, and how it can be very very helpful in the future, since we can easily build our credit score without thinking about it. But he called ‘that shit fake’ and how he won’t need it in the future. These guys are super bluepill, and I thought I could just try to clear the confusion but explaining it to him. I tried, but it didn’t change his perspective about it as he was acting ignorant. How do I know when to stop talking, or whether to talk at all, when advising a person if I want to help them out, because this conversation was a dead end.