The most important thing for young men as they develop into their older self is capital. This means working hard and saving because capital is where you have opportunities to make a business or invest. I look at life being in parts. There is the 1st part of your life (birth to around 22 years old). That's the part where you have learn to make money via schooling and education. The 2nd part (23-44 years old) is when a man has to really work hard and put the time and effort in. Capital building is very important in this phase. The 3rd part (45-66 years old) is the work smart and invest intelligently. This could mean putting the capital to work in a business if you have the ability to do it. The last part is the retirement part where you coast off what you did right in the 1st 3 parts. I figure a woman comes somewhere in here, but that's still a mystery to me because I am currently beginning part 3 with no significant relationship with a woman even though I use services. Should I make any revisions to this plan?