I (23M) realize that I pretty much have nothing to offer women lol.

I haven't completed my degree, I still live with my parents, I don't have a whole lot of money. Even though (without coming off as boastful) I'd consider myself a pretty decent, thoughtful person, there's just nothing I really bring to the table at the moment. A woman would have to want me for my personality and nothing else, and idk if that's enough at my age

Would it be better to focus on building up my career/assets and focus on relationships later? Even though a lot of people say this, the idea of having to be single until my mid-late 20s is kind of bleak