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For years, I've been relying pretty heavily on investing (and working part-time), with big dreams of financial freedom, like most of us. I did stocks, tried going into real estate, and even tried starting a small business. And still - most of these seemed to take a nosedive even if they looked pretty promising initially. Market crashes, property market rollercoasters, and the obvious difficulties and "dice rolls" of being an entrepreneur left me with more financial losses than victories.

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So, trying to rescue my investments, I thought my mistake was not being educated enough! That's true, of course, my degree has nothing to do with finance, so I tried self-help books and online courses. I thought, "Maybe if I learn as many financial strategies as I can, things will turn around." While I did learn some basics I've been ignorant about, they couldn't help in real terms, and the "100% investment strategies" are never a guarantee.

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So, just last week, I decided to talk to a local financial advisor. I did pay for one basic consultation (but it was pretty cheap compared to what the next ones would cost), and I'm still not sure if I should go forward with this. They're very expensive, and I've read cases where these guys care much more about commissions and fees tied to certain products or stock, but at the same time, I really need someone to look at my financial mess and write up a game plan that I simply don't have.

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The advisor did help me come up with a sketch for an organized financial plan, and things could improve somewhat. I did also talk to the Roman Law Firm that I saw recommended on one of these subs, but they're more focused on international banking for larger firms.

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So, here I am thinking - does it really make sense to get a financial advisor to help when I'm already pretty much down? Go all in and pay someone with my last money to salvage my mess? Or sell whatever I have and get a real job, heh? I'd love to hear your thoughts on this.