My car is dying and my current LTR is offering to spot me for the down payment on a new car. I make a decent amount of money but due to not having my finances in shape, I did not save enough for a newer car.

I am feeling reactant to take this money, but at the same time it would help me out tremendously right now and I have the means to pay it back in a 2-3 months.

What are the possible ramifications of getting into debt with someone you're involved with and could this be used against me in the future? Its a weird situation where I feel like I may lose frame because I "owe" her.

Should I just go with it and accept the help or grind the next month to put some money together?

Thoughts?