I am posting this for someone else, I will try to be brief with facts (but can elaborate), and appreciate any help...thanks in advance!

Facts:

* Married two years - wife earns about 150% more ($190K vs $75K)

* No assets other than furniture with a balance owed on a joint account (no real estate / cars have payments/no equity)

* Both have substantial credit card debt on multiple cards help separately (only joint debt is furniture)

* No reasons for an at fault divorce in VA (ex. adultery, abuse, abandonment) just irreconcilable differences

Questions:

* Are we correct in understanding credit card debt should follow the account owner?

* What is the general rule about 401K? Only take what has accrued while married and split 50/50?

* Spousal support - How is that generally handled in this situation? Given the length of the marraige, we assume very limited duration if any at all. Thoughts?