Would love SMV girls be more likely to sperm Jack you?

So there’s this girl who has a nice slim body and decent face but she just seems so low SMV to me and she knows I go to college.

I’ve got this paranoia that she will try to get pregnant off of me so she can take in the dough later down the line because of her being broke and quite low SMV?

She told me she’s allergic to latex but I’ll get latex free condoms when I fuck her, she also told me she’d love it if I came inside her?

How risky is this? I figured that if you only aim for high SMV girls, there’s be less of a reason for them to try and get pregnant because of how many options they would have?