Considering marrying an economic nightmare

42 points82 commentssubmitted by jagritz to r/FinancialPlanning

I’m a 28-year-old male one year out from my college degree and will graduate with very little debt but also pretty broke. I’m falling in love with this girl who has a $30,000 car note and a CHILD, she has no formal education other than a high school degree and is a waitress who makes at best $35,000 a year. Financial stability is very important to me as I grew up pretty poor. The baby daddy is not in the picture nor does he provide any type of child support and I feel like if I want to be financially stable diving into this relationship could put years in between me and that. it’s still early enough I could pull the ripcord, I just don’t know what to do.

EDIT 1: Thanks for the replies so far!!! It's very helpful to get some outside perspectives. So much of this feedback shows me that its important to dive in with a solid decision no matter which direction I go! People have been successful walking away to find a more viable partner and people have been equally happy settling down.

EDIT 2: This is my first post in this sub! Thank you so much to everyone for the support and insight.