So I've been posting here and reading. Looking to see if my assumptions are right and to see if I'm going in the right direction.

I swallowed the pill about a year ago. I saw th world for what it was before, thought a girl was a Unicorn, and she proved me wrong. AWALT. Broke it off and became super needy once I was old with my on and off girlfriend that if it didn't work out she would just say rape.

Anyways I stacked my money and paid off all my credit cards. I have an emergency fund but am still paying off student loans. Currently I work out 4-5 days a week heavy, decent cardio, eat clean and am losing around a pound a week. Seeing gains in the gym. Girls are starting to notice once again and overall I'm more of a lone wolf in what I do. I current live with a family member as it cuts down on costs and allows me to pay of my student loans as much as possible. Currently I'm looking for a higher paying job and trying to increase my earning potential to the highest I can go.

I've noticed that I've still hovering around 18-20% bf but my game is improving with practice. I get laid occasionally but it's never back at where I live as I respect the family.

My goal is to currently stay where I do to knock out as much debt as possible via student loans until my welcome is no longer there.

How much does not having my own place in my late 20s affect my SMV,earning potential, etc. want your advice on what moves to make me toe just keep grinding and maybe I'm just being impatient.

Thanks asktrp