Absolutely Need Advice Here.

SmigSays · 2018-06-25T15:06:06+00:00

" the world is wrong as fuck when things like this stand in your way "

The world doesn't owe you a ~~credit~~ debt card. Harsh. Yep. Life isn't fair.

You'll have to do it the old fashioned way.

Get an unskilled job.
Save money.
Buy a second-hard, refurbished computer.

If the price of that is beyond your current expenditure, a second-hand decent phone will give you internet access. There are plenty of reasonable handsets on ebay.

By the way, how did you access reddit?

DangZagnut · 2018-06-25T14:01:55+00:00

Just curious, but do you have "free" computers you can use to solve the job situation? Where I am our libraries are public, and they have public accessible computers for patrons to use. Is that a work around for now in your area?

account4189 · 2018-06-25T14:03:01+00:00

You'll probably need to take a menial job that doesn't require a PC first, establish a wage history for awhile. Then, you'll eventually be able to get a credit card, or alternatively - save up some money and buy a used-PC second hand.

I'm not UK citizen, though. I know the class structure is far more rigid there than in the US...good luck.

Most_Insane_F2P · 2018-06-25T17:28:42+00:00

Is this a joke? You are making excuses for everything. Repeat after me: "When things get hard - I persevere", "I can solve any problem" & "I try to do 1 useful thing a day".

If you want to live on welfare that's fine too. Just don't joke yourself that you want to work!

Any secondhand £100 PC can do that, public library or ask a friend nicely.

MGTOW is about financial independence. We own houses. We don't prefer debt. We save, invest & enjoy.

Truth be told on UK:
- Is in a bad state with brexit
- The amount of loansharks is astonishing
- Work mentality to deliver quality is poor
- People keep up arrogant appearances
- Alcohol consumption is ridiculous

It really is a crab environment. Hard to get out of the bucket I reckon!

Still you actually don't want to leave your situation knowing that things will get tough.

Final comments:
I wouldn't even fuck 95% of brittish women if they throw themselves at me
Idiocrasy country (the dumb reproduce the fastest)
UK is losing green policies
China was your slave, roles will reverse soon.

HorusEyeDrops · 2018-06-25T14:11:47+00:00

In the US, I'm building my credit by paying off bills, whatever type they may be (monthly rent contract, student shark loan), over periods of time.

Credit seems like a measure of your credibility. If I were you I'd get a job and work my way up, or do like the other guys said, and just use public computers.

SmigSays · 2018-06-25T14:43:58+00:00

"get autistic about MGTOW" that's the quote of the day

Shimakaze4 · 2018-06-25T15:30:54+00:00

A very basic lap top shouldn't cost more than a hundred quid. See if there is a place around that refurbs and resells older computers, old laptops go dirt cheap and are perfect if you just need something to surf the internet.

AllUpInYoGirl · 2018-06-25T16:31:58+00:00

I use secure credit cards to build credit from scratch, and there are a lot of mail/file clerk jobs that require no experience.

khanrhyd · 2018-06-28T13:02:23+00:00

Here we go...

I have had to pull myself up from the ruins of my poor choices more times than I really want to admit to on here, but I'm willing to give you some good old fashioned advice.

Step #1) Get a Job. You need an income. Apply for EVERYTHING. Wash dishes, walk dogs, mow lawns. ANYTHING. You need to secure an income to be able to move onto the next step.

Step #2) Eliminate all debts. Do whatever you need to do to get debt free. It sounds like your debt load is very minimal now, so the good news for you is that this step should be very quick and easy. Enjoy it.

Step #3) Get a Savings Account. This is where your Credit score starts. You need to prove to the investment world that you know how to accumulate wealth. You don't need much, but you better have something to your name before you go knocking on doors looking for someone to lend you their money.

Step #4) Leverage your savings into credit. Normally I'd suggest avoiding this step, but let's face it. The modern world requires you to have Credit to even exist on the grid. Invest your seed money ($1000 or so) into a secure investment like a savings bond with a 1 year term. Shitty return on your investment, but that's NOT what this is about. Once you have said investment account, then use it as collateral on a secured line of Credit. You should have no problem getting a $1000 balance because of the collateral. What you do with that money is up to you. a nice little cheat is to pull it all, stick it into your brand new chequing account and then set up automatic payments to the balance of the line of credit. You won't need to worry about the money because almost all of the payments will be ready to go. You will need to top it up towards the end because of interest and banking fees. Don't look at it as unfair charges for handling your money. Instead look at it for what it is: Buying credibility.

Step #5) Pay off your line of Credit, cash out your 1 year term deposit and put it back into your savings account. Or re-invest it in something a little more robust. Do your homework and don't take too many chances with your seed money, but try to keep it working.

Congratulations, you now have a brand new AAA credit score! Use it wisely and protect it. It comes in handy later.

Is this a lot of work? You fucking bet it is. It will keep you up at night and make you pull your hair out during the day.

Is it worth it? You fucking bet it is. This is how you own your future, no matter how shitty your past has been.

Title	Absolutely Need Advice Here.
Author	ArtoriusXv
Upvotes	4
Comments	35
Date	June 25, 2018 1:57 PM UTC (8 years ago)
Subreddit	Posted in /r/MGTOW
Original Link	https://old.reddit.com/r/MGTOW/comments/8tqpk6/absolutely_need_advice_here/
Archive Link	https://theredarchive.com/r/MGTOW/absolutely-need-advice-here.536317 https://theredarchive.com/post/536317

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