I finally did it. I managed to save 20% of income and put into my RRSPs. (Canadian) I will be getting around 4k Tax return baby. No woman no spend money. No Crotch fruit either. ITS ALL mine. I am mid 30's and I almost have 100k now and owe about 120k on my mortgage.

This quarter has been fantastic my lowest returning Mutual fund is sitting at 16.7% and highest at 24%. Stocks are up as well. I also managed to put about 12k into Precious metals (RRSP) Ultimately it would be nice to have about 30% of my holdings in it. Cannot go wrong with Gold and Silver.

I am managing to now put 12% of my monthly income into savings. I need to catch up for my shitty 20's savings.

I just hope more idiotic women take more student loans out cause I have a healthy investment in Banks and credit cards companies. I know its a bit risky but I will move some to lower yield safer alternatives in couple years.