Money is a relatively new concept to us humans, for hundreds of thousands of years we used an indirect form of barter, basically a ledger kept in your head of who you owe and who owes you what (nuts berries tubers, a chunk of gazelle meat). This was discovered by Dr. E Thomas in the book “the old way” and “debt” by D. Graeber.

But today is much much different, for hundreds of years men have been the slave labor of the modern engine running our current society. And other entities want our earned value, badly. Corporations and banks teamed up to make it easier for us to give them our money through credit cards, and now venmo and other pay by phone apps.

Way back in the day, i had this crusty old ass platoon sgt who gave me my first real financial advise. “Pay your bills, then divide your leftover money in half, put half in savings and spend the rest as fast as you can”

My personal way of dealing with finances is to get a large notebook, i use an actual ledger. One page for each paycheck. I pay my bills, i take $200 for my “play” money and the rest goes to my retirement account.

This part is not advise, it’s just what i do. 75% of my invested money goes to BDJ through Vanguard. The rest goes to my business and/or physical silver.

The point is, track every spent dime, make your money work for you. If you must have a credit card (which i discourage) put the max at $500. Pay off your debts as early as you can without incurring new ones.

As before, this is just advice from what has worked for me. Mgtow is men helping men go their own way, and money has been our greatest resource that “they” target.