I come from a family which is well-to-do and haven't had the need to work hard for things I want. My father has always been a hard working man and provided whatever was needed. Even though I want to do certain things like investing in stocks and learn about business I seem too lazy to do it nor do I have enough interest. How do I fix this because for the longest time I have wanted to. Is it down to work ethic? Or is it something else? I do workout religiously. I'm studying for a degree in Civil Engineering but it's not what want to pursue. Thanks for the help.