She told me today that if I leave, she won't be able to pay the bills. And that if I leave, she will be forced to take bankruptcy and it will go on my credit report because we're married.

A quick Google search says that if she takes bankruptcy, it wouldn't affect me unless we have joint debts. We don't. The house is in her named, my car is in my name. Her car is in her name and we have no joint credit cards. So I have no idea if it will affect me at all. I was just wondering if anyone here knew.