Considering a separation approach and have questions about the house. We live here with 2 minor kids. The house is owned outright but my name, my wives' name and FILs name are on the deed, but my name is not on the paid- off mortgage (my finances are WAYYYYY better now). House worth currently ~400k. I have repaid FIL every month for a decade personally with 80k left on this personal loan (house purchased at ~200k). My question is when the separation comes, I have no interest in the house as it's never felt like mine. More like I'm paying the price and everyone else gets the credit. I would want the kids to stay here 50% but my question is, would the value of the home ($400k) be assessed 3 ways, as there are 3 names on the deed? I'm thinking 400k (current house value) minus 80k (amount we both owe on personal loan to FIL) is 320k. Three owners have claim to ~110k each. I could ask to be paid out 110k and take my name of the deed? Am I being silly here? Am I leaving something on the table unknowingly?