Little back story. I live in a city that was growing for decades. About 14 years ago I decided to build a house, live in it a short while, sell it and make some good money towards retiring. I put my savings into it, built a lot of it myself, was friends with a lot of the sub trades so got them to help out with pricing, etc. almost as soon as I signed the mortgage papers, the housing market started to slide. Today, the sale price of this house is more that 350000 less than when I built it. Thankfully I got good deals on work, so I am only down about 280000.
Hard times and divorce follow. Was able to rent the place as my ex and I got apartments and lives rebuilt. Renters move out years later, my new wife and our kid move in. Then mat leave, then fridge goes, then hot water on demand goes, then one furnace, then a dishwasher, then a washing machine, now the fridge again. These things have all busted within the last two years.
Because of the way the world works, my monthly take home hasn’t really gone up since I bought the place, but I’m sure you can relate, the price of almost everything has. Now it seems that whenever i have a bit of good fortune and make a few extra bucks, something happens and i owe more than i just made.
I have the place up for sale, but the market isn’t strong and i think a lot of people are thinking that a recession is coming cause…well…trump.
I honestly do feel like my family would be better long term if I were to die. My insurance would pay off the house with enough for any schooling my kids want, and my wife would be able to work less.
I would never kill myself, I’m not that type. But I mean, every time I get heart burn or a weird pain, I kinda get hopeful. It been a long time of feeling defeated by life and it’s getting harder to see things getting better. I do have a wonderful family, and would hate to leave them and miss my kids growing up, and I do like the thought of having golden years with my beautiful wife, but I also want my kids to remember a happy dad, not the beaten down old man I will become. And as for the golden years, I am thinking all have to work til I die anyway.
Am I alone in this feeling? Sorry for the long post
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