I think this is a pretty serious thing to consider for some people and I was wondering how to get around this. The only thing I can think of is that both people would have to maintain their own residences. Obviously this can be expensive in some cases but maybe there are ways to make it cheaper. Would buying a small junk house in a small town in the same state be good enough? You could still get a PO box in the town you live in so you don't have the same mailing address.