As the title says, I'm looking to do a cash out refinance to buy my ex out. With the housing and rental market, 2 large dogs a 7 year old that's 50/50 it's the only thing that makes sense. It also will keep some sort of normal for my 7 year old son. Problem is, my credit took a beating over the last 2 years because literally everything was fully in my name, including the house. My credit is right on the thresholdof being acceptable by banks but not really there. Luckily, I only have to pay roughly 90k to get it done. Has anyone had a similar situation? Any suggestions on a bank that was able to work with you? This is the final step and then I'm done.