I don't like lunch/dinner for 1st date. How to approach when girls suggest lunch/dinner for 1st date? What's the best approach to NOT do lunch/dinner?

For example, met this finance girl near work and I texted her to meet for gelato (in a different neighborhood).

She said "since we work close lets grab lunch/dinner near work." I know a gelato place near work and thinking of texting her "lets grab a gelato at XYZ and walk by the pier."