34 years old, never made more than $16 an hour. Got a degree in Elementary teaching, but those doors closed on me in my area due to budget cuts. I have great work ethic and always tried to go above and beyond in different fields but never got noticed or offered promotions despite attempts. I currently only have about $15k saved. I'm working on getting welding certs but it can take years before I start making real money due to lack of experience. I have had dreams of buying a house in Florida for years but now prices are skyrocketing like mad. So considering I save $100k by the time I'm 40, it may be too expensive by then. Am I just fucked? I know this sounds whiny. But honestly I'm in a low point mentally. Any advice for a turn around? Or am I just fucked?