Co-habitating with partner for 10 years prior to marriage. Separated briefly (prior to marriage), during which time home purchased by husband, sole title holder (non-homestead). Partner moved back into new home. A few years later, married partner (now wife) and re-financed home. Non-titled wife signed the mortgage refinance documents but remained non-titled. 9 years of marriage, throughout wife stayed at home with 3 kids. We are beginning to act on plans to go separate ways, will wife have any stake in home, equity or debt...or only debt due to signature on refinance?
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