I have an IRA $20K and a 401k-$110k. House has $40k left on land contract, value is low estimate 140k, I am paying land contract to her dad, who owns the house. I want to move out. I have a cheap living option and safe for the 2 kids 8 an 10 yo. and have her stay with the kids in the house. She has never worked on paper and has agreed to claim this year for her under the table house cleaning business. She makes $1100 a month. The land contract bill is $500/ month. We agree I keep investment and she stays at the house. Will we be able to do this or aka how f'd am I?