Maybe this is just me but I've been thinking about this more and more lately:

I'm at university and I can't help but wonder how much money these girls must be in debt while simultaneously forming enormous queues for Starbucks, buying textbooks at full price and spending well over $500 to be decked out from head to toe in the University's branded attire. Absolutely reckless with their money.

From all of the ones I've spoken with they have no idea about anything finance related, not a clue about even basic budgeting or saving, let alone investing. And sometimes, they're actually proud of it. That's the craziest part.

Thoughts?