She comes from a very conservative family. Her dressing style is casual. No sexy clothes whatsoever. She had only 2 partners before and both of them were LDR. She only held hands with them.I'm pretty sure she is telling the truth but as always "trust but verify". When we started dating it took me a whole month to hold her hands. At first she was uncomfortable. I showed intimacy and she couldn't resist anymore and we started kissing. Then I started boning her with clothes on. She came 4-5 times even with clothes. I attempted to take them off but pushed me away. Anyway, during last month I managed to take off her clothes. Btw, I did this in my car. Two weeks ago she came my home twice. Again we rubbed our genitals naked in the bed( I know it's so lame) Yesterday she texted me that she didn't want us to get naked anymore because she feels guilty because of religion and after we do the deed, she can't look at her mom and dad. So we should withhold until marriage. We can kiss though. I said well I haven't put it in you and technically you are still a virgin. She said she's determined to not do again till marriage and wanted me to respect her decision.Then I said in a very stoic manner, " Well I won't push further. I respect that. Now if it is a sin to touch our bodies together, then it is also a sin to kiss. Because we enjoy it over a lust." She found it very absurd, said its hard to do. I said I have a strong will. I guess she thinks that I'm joking. On the next date I'm planning to show her. How should I proceed. She is a wifey material