Saving Money

50pluspiller · 2016-07-07T08:17:41+00:00

Do you have a gym membership? Shit and shower there... let them pay for your water.

bonerdude420 · 2016-07-07T05:08:05+00:00

Seriously recommend putting effort to bringing in more money than saving what you have.

Saving has a limit and extreme diminishing results and it also impact your quality of life. No matter how tight you are nobody becomes wealthy on minimum wage

Surfincloud9 · 2016-07-07T03:57:32+00:00

Put a few 100 in a REIT stock. Couple 1000 if you got it. Set a stop loss, get profits. I pay my rent strictly from my stock and put 85% of my paycheck in my savings

psyflux · 2016-07-07T10:20:29+00:00

What are you doing with your savings?

Go talk to a financial planner, put your money to work for you rather than just letting it sit.

anon1moos · 2016-07-07T13:47:07+00:00

If you're eating out a couple meals a month, that will destroy any of the savings from not bathing, or not using your computer at home.

r/personalfinance would be the better place to start. They're going to ask you to write out a monthly budget. Even if you are doing ridiculous things like "cold shower to save on hot water" it is still helpful to see where every dollar is going.

ballietbran · 2016-07-07T15:16:32+00:00

Hey man as far as the lunch and dinner goes, use a crock pot to batch cook your dishes. I like to generally use my crock pot for batch cooking meat and then I use a skillet for making stir fries. This is just what has worked for me, pork butt is super cheap generally and you can make a killer dish with it.

mikeylongshanks · 2016-07-07T04:15:02+00:00

Buy in bulk. Costco and Sams have an annual fee, but it's cheap like $30/year and worth it.

I split shop. I go to HEB for eggs, oats and fruits, and Sprouts for meat and vegetables. Invest in a blender and a slow cooker. Most of the time, I just throw a bunch of shit that I think sounds good into a slow cooker in the morning, boom dinner's read when I get home. AND there's plenty leftover for lunch the next day.

VasiliyZaitzev · 2016-07-07T11:16:14+00:00

IIRC, there's a circular called "Tightwad Gazette" that is for folks who are as into saving $ as you are.

gmflag · 2016-07-07T12:05:44+00:00

Shampoo: I buy a huge bottle of the generic version of the expensive shit they sling at the salon. $20 and it lasts me an entire year or more as it is a huge 1 liter bottle. I buy my soap in bulk on Amazon in a 16 pack using subscribe and save for free shipping then I cancel and repeat every 9 months or so. Now i have a years worth of soap and shampoo of high quality for under $40. Dove unscented beauty bar is some bomb ass soap that doesn't leave me smelling like soap so my cologne stands out. Generic Paul Mitchell tea tree shampoo is perfect for my hair type but YMMV depending on your hair.

I stopped shopping at the big fancy store up the street and found a smaller grocery who has things for half of what the other places charge. It's not organic though so I should probably use a farmer's market instead. A big pot of pinto beans and seasoning cost $2 at the dollar store. $1 for the beans and $1 for pinto bean seasoning that will last 3 or 4 batches of beans. Cheap filling protein and fiber that I can easily reheat whenever I want or use to make other dishes.

I cut off cable TV because most shows can be streamed online for free or I get girls to invite me over to their place to "watch that show she is always talking about".

I stopped using paper towels completely and use a sponge and some towels which I launder with my clothes. Either diluted dish soap in a spray bottle or diluted bleach in a spray bottle will clean or degrease any hard surface.

Dollar store for cleaning products. Boy was I overpaying at the grocery!

You get the idea. Stock up when it makes sense via Amazon's subscribe and save when the item has a coupon and subscribe and save makes the shipping free. Slickdeals.net is great for finding this specific kind of Amazon deal if you setup a saved search with the keywords of products you use on a daily basis.

Stop buying new things. Second hand stores and craigslist are awesome places to buy things cheap. If you need something specific check Ebay and follow a search on Ebay until what you want comes up.

Learn to take care of what you already own so it doesn't wear out prematurely.

As for meals most people who cook only have about 9 or 10 meals in the rotation to being with. Find your 9 or 10 easy to prepare meals then learn new ones as different ingredients go on sale.

Learn grocery store cycles and average prices so you can spot a good deal and spot hidden price markups.

Buy the store brand or generic. Often times this stuff is made in same factory as name brand.

And finally never mention any of this frugality to a woman. Let her imagine you bought all this stuff with your big sexy wallet ;-)

ashyperson23 · 2016-07-07T11:11:22+00:00

The saving you are trying to achieve by using cold water is minimal... Bring more money, do an extra hour a week or something like that. I too shower very fast or i just use a cheap bar soap but i would nkt call this savings that can change anything

Title	Saving Money
Author	gmflag
Upvotes	5
Comments	25
Date	July 7, 2016 3:40 AM UTC (10 years ago)
Subreddit	Posted in /r/askTRP
Original Link	https://old.reddit.com/r/asktrp/comments/4rmj7a/saving_money/
Archive Link	https://theredarchive.com/r/askTRP/saving-money.108016 https://theredarchive.com/post/108016

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