Hello all.

I hope, if you are reading this you are doing okay.

I'm trying to figure out if I'm alone in my situation. It definitely feels that way.

I (m31) have been in the process of a divorce for over a year and a half. My hopefully soon ex wife (f30) has a monogamy problem along with a drug and alcohol problem but her family has what feels like unlimited amounts of money. I on the other hand don't. I want full custody she wants 50/50. Until the divorce I wasn't aware how much she had spent in credit card debt(≈40k) in my name. So now im barely survivng month to month. I have enough to cover my bills except paying the CC. My savings is gone. My retirement is gone and i have no assets of value any more. Her attorneys have pulled out every stop and impediment to cost me more money, and judging by how many times they have delayed and asked for continuances, im not even close to the end of this. My lawyer has said if I wanna file chapter 13 that she knows a person that can help me. My stbxw recently came to me and said if I want to stop and sign her agreement and give her what she wants, she can make all of this stop, but I can't. I just can't. With her bad decisions and lack of morals I cant in good conscious let our boys be around her or who she decides to be around. So I'm stuck with this bankruptcy looming on the horizon like some sort of impending doom. It feels like I'm struggling to keep my life together through this.

I've already sought solutions. If you ever had credit card debt or filed bankruptcy I would appreciate your tips.

I don't have friends to talk to all this about, so I appreciate you lending your eyes to read this. I just needed to get all this out. Thank you.