Pension buyout?

Traditional_Tea7340 · 2026-06-08T17:46:11+00:00

Had my first mediation session last week, and my STBXW has a pension. I was always planning on taking the buyout, and the mediator said that's what the vast majority of people in this position do. The one thing to be sure about is that you understand the tax implications of the decision. If your house has appreciated significantly and you're not planning on buying something else in the immediate term, you might end up with taxable capital gains, in which case it would be reasonable to ask that those tax implications be taken into account when considering the buyout. (Though obviously pension payouts down the line would also be taxable.)

Shineynewflipflops · 2026-06-08T13:55:19+00:00

I have not but I will advise that calculating the present value (or buyout) of a pension requires financial analysis and assumptions- taxes, lifespan, age of retirement, interest rate assumptions, survivorships, etc.

RevolutionaryLaw8854 · 2026-06-08T03:15:22+00:00

So she’s going to give you her equity in the house, in cash, as a buyout from her pension. Am I right?

If so, what’s the question? Take the money and run

SwanInitial7493 · 2026-06-08T02:58:09+00:00

I dunno ask my wife

Title	Pension buyout?
Author	MrHoTbRAkEs
Upvotes	2
Comments	5
Date	June 8, 2026 2:45 AM UTC (1 month ago)
Subreddit	Posted in /r/Divorce_Men
Original Link	https://old.reddit.com/r/Divorce_Men/comments/1tzvmbj/pension_buyout/
Archive Link	https://theredarchive.com/r/Divorce_Men/pension-buyout.1582321 https://theredarchive.com/post/1582321

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