Found this place a month too late.

You're only as fucked as you want to be. You determine how good your life is, since you are the only one that can make the changes necessary to be awesome. She is acting like this because you let her.

Sell the house and downsize to something you can afford, one that is suitable for your child. Sounds like it is coming anyway. Why give her the chance to take it in a divorce, while making you pay for her to stay in it. She doesn't work so she shouldn't have a say(unless you put her on the mortgage, cannot see why you would). If she would like to stay in the house she can start contributing. She did this because you let her.....

Stock pile your money while not paying the mortgage, foreclose if need be. 7 years it'll be off your credit report anyway. You need to force the hand. Learn about a deed in lieu of foreclosure.

Phone? Again she doesn't work, right? Time to deactivate her phone. It isn't a necessity, like heat and electric is. As long as you have a land line, that is all she needs. If she is worried about traveling, get a prepaid with $25/mo. for emergencies. That will limit her emotional affair through texting on "YOUR" fucking phone. She wants her own phone, start contributing. See the advice below on controlling your finances, she cannot go get her own phone plan if she has no funds. She wants to complain about controlling! Start controlling the things you are responsible for, Unless you like paying for things without having a say in the matter.... She spends your money, laughs at you and plays with your emotions because you let her.....

She doesn't work. Change the account your paycheck goes to. She then gets a stipend. You will do the food shopping, since only you know what a proper diet can do for you and your family. You will pay the bills, since you make the money and can best afford your current living situation by handling it personally. Man the fuck up and take control of your responsibilities.

Make no mistake she treats you like shit because you are beneath her and I am afraid to say always have been it seems. She will never tolerate you being in charge of her since she has only known you to be beneath her. You will never save this marriage, all you can do is make yourself into the person your next SO will enjoy and the man your child admires, one she or he looks to for support in contrast to your soon to be ex wife's bouts of crazy...

Use the time left to take the steps necessary to set yourself up. Don't be afraid to nuke it all and go scorched earth.

I will give you an example. My SO says I am quitting my job and am staying home. I quit the next day no questions asked, no talking, no negotiating. I sell everything I own, kids, dog, whatever there is in your life affected by it is a casualty of war.

She has initiated MAD. Mutually assured destruction. This is because my convictions outweigh my brains or emotions. I will cut off my nose to spite my face, I am Scorched Earth.

For all those that say," oh but your job or your kids". They'll be fine. There will always be another Beta/ White Knight she'll get help from. The threat has to be there, the fear that everything will burn must be real. She has to have skin in the game......

This statement of implied fear isn't about a physical fear as no man should ever impose his strength on a woman except in the bedroom. This fear has to do with the respect given to the man who provides. You do not bite the hand that feeds you.

I say this because your post indicates, that you could never be confused with a guy who would do this. There is no fear, that is why she smiles at you while turning your screws, she does't respect you....