I’ll be brief… it’s been almost 18 months we have been separated. She had been moved out of our house for about a year. We have 2 young kids. The divorce is inevitable, however we haven’t filed yet. She had moved on and has a bf.

I know I should file but I know I will need to lawyer up (big cost), face losing the house and start of other financial challenges. This is why I’m holding off. Do I just need to rip the band aid off or ride out while I can? Does anyone else have experience being in limbo?!