So I'm currently a highschool senior preparing for college, but recently a lot of anxiety has been created from finances. Currently, I'm facing 20-30k in debt for undergrad. Pretty manageable if I'm going to be coming out of school with a solid job (biochemistry major), and can be paid off in a few years if I play my cards right and am diligent.
My larger dilemma that I've been thinking about is grad school. I've always loved science and helping others, and for the past couple years I've envisioned myself becoming a physicians assistant. Now, waking up to the reality of finances, that puts me at 100k total debt (20-30k undergrad and 70-80k graduate) by the time I'm 24, and that's not including a potential year or two I'd take in between to work off undergrad loans. Sure, I'd be earning 80k as starting salary, but if only have a few years to work on loans before I get to the stage of my life when I'm trying to build a family, get a car, home, get married have kids etc.
Everyone in my life tells me that I need a good career to support myself, that I'd be deadweight in a marriage if I didn't earn a lot of money, I'm too smart to waste my talent, etc. My greatest fear is turning out like my mother, who overwork herself and neglects our home, is constantly irritated and fights with my dad, and who was hardly present during my sisters and my early childhood due to running a business. I really want to be there for my family, when I eventually have one, but I'm worried that high value guys these days also expect potential wives to keep up with them financially without realizing the strain that this puts on a family unit.
Any thoughts or advice? Is 20-30k for undergraduate school reasonable? It's not to late for me to go to my state school for about 10k in debt, but it has much less resources than the school I'm currently considering, and still doesn't negate the 80k I'd owe for graduate school.
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