So, my wife has never contributed to any bill, tax, mortgage payment, college expenses, home expense, etc. I'm a retiree, and she makes similar income with her job but saves absolutely nothing. She states her income goes towards groceries, but she'll spend every paycheck on nonsense and occasionally transfer funds from my checking account (which is separate). I have a relatively small additional monthly royalty payment from assets acquired prior to marriage that she believes gives her the ability to do as she pleases.
She also has 2+ credit cards that she's carried several thousands of dollars in balances on, but refuses to give me access to see what she's doing with them.
The biggest problem is she speaks to her parents daily (about 1.5 hours per week), and disparages me and my family during every call (don't ask how I know). The parents are sad examples of someone who are growing old, have no legitimate friends, and their family have pretty much excluded them from everything. With the exception of my wife, every one of their children have been divorced, and one daughter's situation was so much of an involvement, the father attended the daughter's divorce meetings with the attorney as a 50-year-old woman.
My wife's gossip is what they thrive on, and their opinions are what she's primarily relying on.
I have a decent retirement account where nearly 1/2 was established prior to marriage, have solely paid off the mortgage on the home (which she doesn't even know about), have solely created relatively substantial college accounts for our daughters, all the while, she spends hours daily on her phone after speaking with her parents.
She says she's faithful although she works solely with men in construction, and I've seen no evidence otherwise, but in an equitable distribution state, how bad will I get burned as a man in divorce if I file?