With teen kids and over 20 years together…our lives seem so “intertwined” I can’t even begin to figure out how to go about untangling this. House needs repairs, cars are old, the economy is garbage…it seems so financially inconceivable to be able to split up. But things haven’t been good for a long time and probably won’t get much better.

Back to my original question: is there a step by step any of you have seen, for working through this?