Just starting separation/Divorce process. We have two kids one adult and a pre-teen and plan to do 50/50. She wants separation so she can stay on my insurance. When I say let’s just do the Divorce and get it over with she threatens she will take me to court and I will have to pay for her health insurance as well as alimony and she says she can’t work due to physical conditions with her body (without getting into details, there are plenty of jobs she could do).

To be clear, I didn’t want this and tried everything first few weeks then accepted her decision.

Question I have, will a judge see past this I can’t work and need more Alimony, should I just roll the dice and call her bluff and get a lawyer, if we divorce will I be ordered to pay health insurance for her, how long? Also, realistically what am I looking at paying and how long in alimony for a 20 yr marriage with a wife that hasn’t worked in 20 years?