I mean, I must be because I have nothing to bring to the table. My husband/partner of almost 20 years financially deceived/destroyed us and right when I found out about the financial part, he left me for his AP. (I don’t know where he is and he’s changed his phone number). I have cancer and working as much as I can, but don’t make much money and have debt because I’ve been sick.

I have some debt and so even when/if I can improve my employment situation, I’ll still be strapped. I live in someone’s basement because rent is so expensive here but this is where everyone I know lives and I need help at least with rides to treatment.

So I don’t have health or wealth. Am I a LVW with no hope of ever meeting a HVM?