How cheaply do you live?

Pankonuss · 2019-10-30T20:40:13+00:00

Money is freedom. Therefore saving money equals accumulating freedom. Don't buy shit you don't need. That's what women do.

DangZagnut · 2019-10-30T20:12:51+00:00

Relative to income? Way cheap. Relative to normal people? Way cheap.

Always live below your means.

sniperhare · 2019-10-31T12:25:40+00:00

My brother can pay all of his bills with one paycheck. He's got thousands in CasinoCoin waiting for it to pop-off.

Bloodrain_souleater · 2019-10-31T14:40:49+00:00

As cheap as you can.

koloburnt · 2019-10-31T19:44:09+00:00

I live cheaply, mainly because I restrict myself from any type of lavish vacations. And I have no vices like drinking/weed/etc. My one weak spot is that when shit goes wrong at the house, I have to hire HVAC/plumber, etc. And, seeing that weak spot in my armor, I've begun studying and learning as much as I can about those areas.

BlackSandstone · 2019-11-01T10:03:30+00:00

Currently paying for a funeral on 0% credit but my livings costs as % of monthly income are :

Mortgage - 10% - 1 bedroom flat in small village, 20km from work which is about 30 mins drive, mostly on highways and in the opposite direction to the rush hour traffic. Plan to be paid off in 6 years.

Car - 5% - It's an out of production car from 2005, paid in full up front 5 years ago. % is fuel, insurance and 'savings for when it breaks'. Will probably spring for something similar if/when it dies before i've paid the funeral.

Various insurance - 2%

Funding Family - 2% - I have one relative left who's on a state pension who funded me when I was in a far worse condition

Utilities 1-2% - Sweaters, good blankets and bleed heat from a strong good computer works far better than burning gas :D

Savings - 10%

Fun time allowance - 2% - have fun, but buy things that are worth the hours you spent earning them. I personally do Warhammer 40k which has a substantial investment/return ratio, in that a kit that cost me 3 hours work will keep me amused for easily 20 hrs doing a good job of building, painting & playing. Factoring in the cost of the computer to run it, a pre-order AAA video game purchase really can't approach that ratio, at least for me.

SuspectedLumber · 2019-11-02T23:50:35+00:00

Protein: get in bulk and freeze, prep things like meatballs, etc. and as far as vegetables/desserts, etc. I just buy those fresh daily, whatever I feel like. I eat like a KING for like $15-20 per day tops. This is counting in me eating out every 2 weeks or so.

How, you ask? Well, I'm glad you asked : )

I've been trying this OMAD thing for months now, not only is it obviously cheaper, but it makes it so much easier to control *precisely* what goes into your digestive tract. Highly recommend it.

JRL76182 · 2019-10-30T20:25:45+00:00

What DangZagnut said...

jde1126 · 2019-10-30T22:51:57+00:00

Rent: $500

Utilities: $200

Food/Month: < $100

21 Raleigh NC, 2 roommates.

IBudgetForIt · 2019-10-30T20:43:21+00:00

I live in a van (down by the river). That gives me enormous freedom to save money and take care of my needs in unconventional ways.

Impossible-asset · 2019-10-30T20:49:18+00:00

I pull down about 5k a month clear. My expenses run about 1200 a month now.

So I suppose pretty cheap. Though I expect that will go up when I buy a house, which I'll be paying cash for. But even then itll still be ALL my expenses will be less than half of my income.

I have this disposable income (which is rolling into my retirement/ investment fund) because...you guessed it. I'm mgtow. My money stays with me unless I'm making it work for me.

corJoe · 2019-10-30T21:00:54+00:00

Bought a house for 40K, cash, slept on a cot while rebuilding it for 5 years. Now finished and appraised at 110. I don't like to spend more than 1000 a year for my vehicle. I bought my last one for 2K and have been driving it for 3 years with <500 in repairs. I make decent money, not rich by any means. 10% into 401K, 15% gambled in stocks, 25% savings for emergencies. I have 2 years income in savings, thinking of throwing more into investments. Most of my spending is on good food, and 2 vacations a year. I spend way less than I make.

Flesh_Pillow5 · 2019-10-30T21:16:26+00:00

About £800 covers rent, food, council tax, bills and transport.

FindingKeeping · 2019-10-30T23:02:57+00:00

1BHK apartment with all Amenities under $200 monthly in Tier 2 city of India

901735 · 2019-10-30T23:23:32+00:00

How about you?

The_other_account22 · 2019-10-30T23:34:01+00:00

I penny-pinch a lot in some areas of my life, but splurge in others. I could live cheaper and choose not to, but only because I hit the grindstone harder than most when I was younger and have enough wiggle room to enjoy a few luxuries while still feeling secure in my financial future. It's all about finding the balance that's right for you and your goals, and making a plan.

Fierisss · 2019-10-31T06:42:52+00:00

I am married to a frugal wife. She thought me does not to waste money and does not spend money herself. We get all types (pork, chicken, vegetables, eggs, etc.) of food from her parents out in the farms and I got a flat in the city from my parents. So our tax/food/car cost us around 400/month max. All extra goes to saving up, we use the money for holidays/celebrations or big purchases.

Deliberatus1 · 2019-11-08T17:14:49+00:00

Cheaply.

Title	How cheaply do you live?
Author	onbakeplatinum
Upvotes	11
Comments	48
Date	October 30, 2019 8:10 PM UTC (6 years ago)
Subreddit	Posted in /r/MGTOW2
Original Link	https://old.reddit.com/r/MGTOW2/comments/dpc2x0/how_cheaply_do_you_live/
Archive Link	https://theredarchive.com/r/MGTOW2/how-cheaply-do-you-live.811861 https://theredarchive.com/post/811861

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