I know this sub is mostly about women, but one of the most important things about being a man is being financially literate, saving, investing and saving money for the future.
That is where is acronym comes in.
F - Fast Food. How much do you spend a month on fast food? Cut this down. Pack your work lunches at home. This is personally my biggest area of concern. If you're trying to get swole anyways, why are you eating this shit?
A - Alcohol. Pretty straight forward. Cut down on your drinking. You'll save money and be healthier.
S - Smoking. Weed, cigarettes and vaping all count. Try to eliminate this entirely for cigarettes and for weed/vape spending, at least cut down by half.
T - Tea/Coffee. Stop buying coffee in the morning, have a fruit smoothie instead. If you can't stop coffee entirely, stop buying Starbucks. It's bullshit expensive.
E - Extracurriculars. This is stuff like bar cover, the movie theater, uber/taxi rides etc. Don't cut this out entirely as this shit is how you have fun and get laid, but cut out unnecessary spending. This is up to your own discretion.
R - Retail therapy. Stop buying shit you don't need. This one is more catered to girls, but I'm sure there are some of you who could benefit from this.
There you have it boys. With the extra $100 you are saving every month, do something smart with it. Buy stocks, buy bitcoin, buy gold. This money WILL add up and you will be happy it did.
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