To start, sorry for the lengthy story. midnight brain purge laying in bed. Any feedback is appreciated.

So, been with my wife for 7 years. 2 kids, house etc. A few years ago I found out she had been making a crazy amount of online purchases to the point of 20k in debt. This was her own money but effected the family. Co-signed a loan and she has been making regular payments and we did therapy. 1 yr later and I found out she has been making purchases and sending them to her mom's to keep it secret. Again, her own money. So she lied throughout therapy and agreed to do individual sessions to work on her own stuff. Purchases stopped, I have access to all accounts, she is being good. Or so I thought. Last week I find out she had withdrew 14k over 3 months from her own retirement and spent it partly on household stuff, some we needed other stuff was excessive. Trying to keep up with the Jones' so to speak. Im glad she didn't spending frivolously but pissed she keeps hiding shit. Now I can't trust her at all. So, time to split? Thanks so much for reading.