So my wife caught me off guard the other night while drunk saying we should probably get divorced, she has since walked it back but it has got me reassessing everything right now.

Backstory, we have been together for 10+ years, multiple children and while we co parent brilliantly the relationship has been on the decline since the first child was born, to the point we don't really have any common interests any more and irritate the hell out of each other all of time. I was prepared to stick it out for the kids, but after the other night I am thinking about a different future.

There is also an international element to this story, while I am a permanent visa holder, I have no entitlement to state benefits for another 3+ years. In the context of AI job losses there is a very real possibility that I won't be able to stay in the country if I can't fund myself, and would therefore lose the ability to regularly see my children (I'm from Europe and we are in far flung lands).

I think both me, and my wife, we would be happier in the long term if we went our separate ways, but I'm afraid that taking this action could result in me ultimately losing my children, something I just can't countenance. It would also be a massive hit financially, but could be made to work assuming no job loss.

Has anybody been in a similar situation, and have some advice? The need to divorce is pretty clear to me, but how do I deal with the fear about an uncertain future?