Ex Wants to Take Over Health Insurance

FUMoney · 2024-10-30T07:44:39+00:00

Be very careful. If she starts paying health insurance, she or the state may come after you for more child support. Now, none of us know if that is truly the case, or whether it will happen. Talk to your lawyer. Don't do SHIT until you have a very solid understanding of what this change means. A full, complete understanding from someone who KNOWS.

TXJohn83 · 2024-10-29T23:05:04+00:00

Don't fall for it... I went along with the ex on that, I ended up having to pay her 200 a month for the insurance cost, when the support order was changed. Also the flip in the tax status of the money.

I was paying like 60 a month that was tax deductible with my kid on my plan.

ChiefsGuy2014 · 2024-10-29T21:48:55+00:00

Nope, this will come back to bite you in higher child support as the insurance you pay in factored in.

AirSailer · 2024-10-29T17:39:35+00:00

Why is she wanting it to be changed over to her? Assume there's a benefit to her to do that... Which means it will likely cost you more money.

For example, if her company provides an HSA with a yearly company contribution she will get more if she adds a child. She might only get $1000 per year for just herself, but $2500 for a family (even one child can make a "family"). She can then pay all her side of the costs with the HSA (or ask for reimbursement), meanwhile your CS goes up since you're not providing insurance AND you still have to pay half of anything out of pocket.

OctinoxateAndZinc · 2024-10-29T16:56:12+00:00

This is fine with me, and so far she's not asking me to pay anything additional, but our divorce paperwork is using me paying health insurance costs in calculation for support payments.

You need to plan that the support order will be amended and her costs will then be factored in (i.e you'll pay more support).

You need to find out what HER coverage for them costs and what it covers -you might find it isnt as good (coverage wise) and could cost more. So you could have larger copays, higher premium (that you now need to meet half of) and the order is adjusted to boot. Basically you need to compare the plans and costs for the plans. You might find its cheaper to retain them on yours (both in decreasing your CS and in what you would pay for out of pocket costs, retaining doctors, etc).

leaving4me · 2024-10-29T15:35:04+00:00

Child support is always amendable through the court. Any major changes in income or expenses such as health insurance for the kids moving from one parent to the other can open up justifaction for an adjustment. I've always been advised that it is beneficial to be the insurance provider as it pertains to CS calculations. Now, it may be worth the hit if your insurance is bad or high out of pocket given your situation.

0neMinute · 2024-10-29T14:55:55+00:00

Id ask your lawyer, I’m looking into this myself and my express concern is the change in child support. If i am paying 800 dollars extra a month i want that moved off child support, i assume she will want the same.

Title	Ex Wants to Take Over Health Insurance
Author	Jordanthecomeback
Upvotes	5
Comments	9
Date	October 29, 2024 2:27 PM UTC (1 year ago)
Subreddit	Posted in /r/Divorce_Men
Original Link	https://old.reddit.com/r/Divorce_Men/comments/1gevyho/ex_wants_to_take_over_health_insurance/
Archive Link	https://theredarchive.com/r/Divorce_Men/ex-wants-to-take-over-health-insurance.1534059 https://theredarchive.com/post/1534059

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