My wife and I are trying to work on separation agreements. Basically the wife wants to keep the house but she can't afford it. And according to the online calculators she makes too much money to qualify for alimony (Virginia) and 50/50 child support is barely a few hundred a month.

It would be nice to let the kids stay in the house to minimize the turmoil on the kids, however the wife is asking for $1k a month for a year or two until she can get a promotion at work.

My problem is that I don't want to gift this money to her for free especially since she was horrible to me for years.

Has anyone had any arrangement like that where they gave money to their ex for a short amount of time or did anybody "loan" the money to them and have them pay it back later?